Money Matters
University of Cumbria student finance
At the University of Cumbria, we appreciate that money is a major factor when contemplating a university course and as a university that is committed to widening participation (encouraging applications from all backgrounds) we make it our priority to give you all the help we can.
Our offer
At the University of Cumbria we offer financial support for all our students in the form of a generous bursary and range of scholarships. The financial support you will receive will depend on the course you are studying.
The tuition fees for a full-time undergraduate course in 2010/11 will be:
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Course (e.g. full time undergraduate or HND)
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Fees
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Full time undergraduate
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£3,290
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Full time PGCE
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£3,290
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You can borrow a tuition fee loan from the Government, which means that you don’t have to find the money to pay the tuition fees while you are studying.
There is a Maintenance Grant, which is non-repayable, up to a maximum of £2,906. Families with a household income of less than £25,000 will receive the full grant and those with a household income of less than £50,020 will receive some of the grant.
Once you have graduated and are earning above £15,000 you will start to repay your student loan. But if you started your course in 2010, you can ask for a 2 year repayment break to allow you take out a mortgage or start a family.
Here's the 2010 Guide to Higher Education Finance| for you to download.
Please note that these figures are correct at the time of going to print but have yet to go through a ministerial review and could be subject to change.
Below is a quick guide to the extra financial support that may be available to you in 2010.
You can also apply to your funding organisation for a maintenance loan, to pay for costs such as accommodation and food, and a maintenance grant. For students domiciled in England, this is the new Student Finance England service. For further information about who to apply to for your funding, see the Direct Gov website|.
For most students on full-time undergraduate courses (non-NHS funded) you may be eligible for the following:
The level of bursary offered by the University will also be subject to the annual inflationary increase announced by the government so as to ensure that support offered to eligible students will not be reduced in real terms by inflation.
For students on NHS-funded full-time courses:
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Fees paid are by the NHS
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Diploma nurses – a bursary not based on financial circumstances
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Degrees – a bursary (based on financial circumstances) and access to a small student loan
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Extra allowances are available for older students and students with dependants.
Diploma nurses and degree health students should apply to the NHS Student Grants Unit| for the bursary and degree health students should apply to their funding organisation| for the small student loan.
There is also a range of support for people studying a part-time undergraduate course.
Funding for Part-time Courses
Financial support may be available for part-time courses, depending upon where you live. For students domiciled in England you can apply to your funding organisation for financial support each year. The application forms will be available from the beginning of July and you can obtain one either from your funding organisation or by downloading one from the
Student Support website|.
Students domiciled in other parts of the UK should go to the
Direct Gov website| and go to the section for students not from England. You will then be directed to your funding organisation.
Tuition fees for part-time courses vary and you will need to contact
Student Recruitment| for confirmation of fees for your chosen course.
The amount of help towards your tuition fees is based upon your household income, the number of hours you are studying and how long it will take you to complete your course. Check with Admissions or the Student Development and Advisory Service for the percentage equivalent of a full-time course so that you can work out from the following table how much support you will receive towards your tuition fees (NB many courses are 50% equivalent):
Amount of fee grant
Course equivalent to 50% to 59% of a full-time course – £820
Course equivalent to 60% to 74% of a full-time course – £985
Course equivalent to 75% or more of a full-time course – £1,230
You can also apply for a grant of up to £265 towards your course costs, again this is based upon your household income.
Fees and Funding for Postgraduate Courses
Tuition fees for postgraduate courses vary and you will need to contact Student Recruitment| for confirmation of fees for your chosen course.
To study a postgraduate course, either full-time or part-time, you will need to source your own funding for fees and living costs. Some funding may come from sponsorship, scholarships, educational trusts and charities or other sources. We would advise you to start early when researching funding opportunities.
More information on postgraduate funding can be found from:
Arts and Humanities Research Council (AHRC)
Biotechnology and Biological Sciences
Economic and Social Research Council
Engineering and Social Research Council
Medical Research Council
Natural Environment Research Council
Particle Physics and Astronomy Research Council
Direct Gov
Prospects
Scholarships