Finance Forum

Finance Forum


Welcome to the University of Cumbria Finance Forum. Here we aim to provide a free service for anyone interested in learning about finance.

Whether you are:

  • Interested in learning about managing your personal finances
  • A small business owner
  • Thinking of setting up your own business
  • Wanting to understand more about the current financial climate

Our sessions and network are here to help you.

Please see below a list of our upcoming free sessions.


Financial data being stored
  • Public

What is a balance sheet?

Wednesday 01 Mar 2023-01 Mar 2023 |9:30 AM-11:00 AM

Public Lectures | Lancaster

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholder equity at a specific point in time.

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Meet the finance forum team

Muhammad Ahsan (Lecturer in Accounting & Finance)

Muhammad has previously worked in the private sector as an accountant. He teaches a range of accounting modules at both undergraduate and postgraduate level.  Research interests include foreign economies and microfinancing.

Muhammad Ahsan (Lecturer in Accounting & Finance)

Firoz Jethwa (Lecturer in Accounting & Finance)

Firoz has held various positions in Finance. He has been teaching in higher education for several years. He enjoys making the classroom interactive by discussing current affairs with his students. Research interests are in the areas of asset pricing, fin-tech, business valuations and ESG.

Firoz Jethwa (Lecturer in Accounting & Finance)


The Finance Forum is a discussion on financial topics of general interest to the public.  The Finance Forum is delivered by academic staff at the University of Cumbria and is not a financial advice service. Participants use the information at their own risk and the University cannot accept liability if things go wrong.  

The information discussed does not constitute financial advice, it is for general information only.  It is not intended to amount to advice which you should rely on.  Everyone’s financial circumstances are different, so participant’s should obtain separate professional financial advice on their specific circumstances.  No undertaking, representation, warranty or other assurance, express or implied, is made or given by the University or on our behalf or any of our officers, employees, agents or advisers or any other person as to the reliability, accuracy or completeness of any content contained on the Finance Forum. 

Always obtain independent financial advice to ensure any conclusions you draw or decisions you make based on the Finance Forum topics are appropriate for your specific circumstances.  No responsibility is accepted by the University for any action taken on the basis of the content of the Finance Forum (to the extent permitted by applicable laws/regulatory rules). Our liability to you as explained above remains unaffected by this.