Marketing is vital for the success of any business.
And, if you want a future boosting businesses through positive marketing outcomes, our BA (Hons) Business Management with Marketing programme- designed in consultation with industry and the professional bodies – will enable you to do just that.
You’ll explore core principles of business management with a focus on marketing, taking in advertising, branding, strategies and digital communication in the modern business world.
Our aim is to give you the best start by supporting you to develop key marketing skills coupled with a firm grasp of the global business environment, to prepare you for the business world.
Why Choose University of Cumbria
You’ll enhance your academic learning by doing business practically – whether that’s leading a lecture or working alongside real businesses on project-based assignments.
Our innovative teaching coupled with 80% practical sessions enables you to develop the skills you’ll need to get a job and the confidence to adapt and succeed in a rapidly evolving business landscape.
- 9/10 of our business graduates are employed or in further study (DLHE 2017)
- Graduate with a solid portfolio of work to present to a future employer
- Our strong links with regional businesses and with partnerships nationally and internationally boost your placement and employment prospects
- Use the latest technology and packages of the real business world
- Opportunity to work with real businesses on project-based assignments
- Great tutor support and we get to know you because our class sizes are small
- Taught by academic tutors, who are current industry consultants and published experts
- Tutors conduct international research giving you dynamic and research-informed teaching
- Study in a professional and interactive environment at our dedicated Business School
- Tailor-make your own courses to fit your future career path
- Access to new and modern social and study spaces, technologies and facilities
- We’ll push you to your academic limit, so you graduate being the best you can be
You’ll live on our campus in the vibrant student city of Lancaster by the spectacular north west coastline and within an hour of the Lake District National Park and the big cities of Manchester and Liverpool. So, whether you want lively or leisurely in your free time, you’re within reach of both.
Our campus is also home to the Centre For Regional Economic Development, where our academics work with local authorities together with large and small organisations to research and analyse contemporary issues affecting local and regional economies in the north of England. So, your studies will benefit from the latest research and best practices.
Our graduates have been snapped up by banks and major high-street companies for graduate schemes.
So, if you’re looking for a course that’ll give you an edge in business, a great employability profile and current industry-specific business knowledge – this is it.
Postgraduate Loyalty Award
Complete your undergraduate degree with us and we'll waive your postgraduate fees!
Course Study Options
We also offer this course with a sandwich placement or an integrated foundation year.
Graduate destinations
Our experience in producing professional graduates, always in-demand from employers, means that we are a university for students who want to make sure their degree will get them into the career of their choice. The skills you learn here can be used at businesses around the world, including the not-for-profit sector. Central to these programmes are the thematic developments of social enterprise, corporate social responsibility and cultural diversity.
Course outline
Course summary
You'll have many opportunities to explore your career aspirations and will be encouraged to take up work placements and internships. Working alongside real businesses on project-based assignments, you will gain useful insights to a range of businesses and possible career choices to consider after graduation.
You will follow a generic first year and study six modules, including Business Management, Human Resource Management, and Marketing. In years two and three, you will study six modules per year focusing on your specialism. The specialist modules available to you will be determined by whether you are studying on a pathway or the generic Business Management Degree.
Modules
Year one
Compulsory modules
- Managing People and Organisations
- The Business Environment
- Introduction to Business Finance
- Fundamentals of Business
- Principles of Marketing
- Management Accounting
Year two
Compulsory modules
- Organisational Behaviour
- Responsibility, Ethics and Sustainability in Practice
- Consumer Behaviour
- Services Marketing
- Managing Operations
- Marketing Communications
Year three
Compulsory modules
- Strategic Analysis
- International Marketing
- Global Business
- Digital Marketing
Optional modules (subject to availability and demand)
- Applied Business Research
- Independent Project
- Innovation and Entrepreneurship
Programme Specification
Programme specification
For a detailed summary of all course content please read our programme specification for this course.
Assessment, Feedback, and Teaching and Learning methods
Full details are available in the programme specification.
Timetables
The teaching timetable should be available from the end of August. Access to the timetable is through the Student Hub – you will be able to access the Student Hub after you have completed online registration. The teaching day is 9am to 6pm, Monday to Friday; please keep your other commitments open until confirmation of your teaching timetable, and bear in mind that many courses will offer placements or fieldwork which sometimes extends into the evenings and weekends.
Entry requirements
Have a question about our entry requirements?
Entry Requirements
96-112 UCAS tariff points.
Potential to succeed can be measured in a number of ways including academic qualifications and skills obtained outside academic study such as work experience. We have a points range so we can take into account all of the information on your application form and adjust the offer from the evidence provided.
You can find out more about the tariff and qualification options from the UCAS tariff table.
Please check selection criteria for any additional entry requirements.
Postgraduate Loyalty Award
Complete your undergraduate degree with us and we'll waive your postgraduate fees!
Application information
Full-time courses
Apply online through the Universities and Colleges Admissions Service (UCAS), between September and January; they will send your application on to us. Applications submitted after this date will be considered late and the course you have applied for might be full by this time; however, we will consider you for alternative suitable courses.
Their website www.ucas.com provides all the information you need about universities, courses, locations, entry requirements and financial support. You are allowed to select up to five course choices. You need to use the correct UCAS campus and course codes as not all courses are offered at every campus. You will be asked for the following information when you apply online:
Institution code name: UoC
Institution code: C99
Campus location:
- A Ambleside
- B Brampton Road, Carlisle
- E University of Cumbria at Energus, Workington
- F Fusehill Street, Carlisle
- L Lancaster
- T University of Cumbria in London
- Y University of Cumbria at Furness College, Barrow-in-Furness
Part-time courses
Applications should be made online directly to the university; visit our website or contact enquirycentre@cumbria.ac.uk for details and guidance. There is no official closing date but we would encourage you to apply as early as possible, as many courses are competitive.
What makes a good application?
We consider all aspects of your application, not simply your qualifications and grades. We look at your academic background and performance, relevant experience (particularly for professional courses where some voluntary or paid experience is required) and your reference. Above all, we look for motivation, commitment and potential-evidence that you can benefit from study at higher education level.
Make sure you include:
- Relevant qualifications/evidence of ability: check our website for the specific entry requirements required for each course. Tell us your previous academic results and your projected grades.
- A supportive reference, from an employer or your school or college.
- A good personal statement.
- Explain clearly what attracts you to the course and tell us about your wider interests and experience. If you are applying for a course that incorporates professional training and placements, you should include any relevant experience or visits you have made in the workplace. Highlight your individual strengths and qualities, personal skills, capacity for teamwork, contribution to the community and your enterprise, originality and determination. Select some activities which bring out these qualities.
What next?
When we receive your application, we will send you an acknowledgement and if you are successful at this stage you will get either an offer (with an invitation to visit the campus to which you have applied), or an invitation to interview on a particular date. If we are not able to offer you a place on your chosen course we will usually try to offer you a place on a similar course and will contact you to discuss this. Alternatively, if we think you are suitable, but cannot offer you a place on your preferred campus because of the level of competition, we will offer you a place at another campus if one is available.
And if I accept?
The admissions team will contact you and send further information from February onwards about accommodation, and from May/June onwards about preparing to join the university. If you have any other queries, please telephone the admissions offices for information and advice on 0845 6061144.
Deferred entry
We welcome applications for deferred entry on some courses. If you have specific plans during your year out, indicate these on your personal statement as they may be relevant to your course and could enhance your application.
International students
Applications for full-time undergraduate study are made through UCAS. Please see the international pages of our website for full details of our entry requirements (including English-language skills) as well as contacts for advice and support.
From 2009 the UK Border Agency introduced a Points-Based Immigration System (PBS) for students coming to the UK from outside the European Economic Area (EEA). Students entering higher education will need to obtain a Confirmation of Acceptance (CAS) plus finance confirmation to obtain a Tier 4 student visa. UK education providers are licensed by the UK Border Agency. When students apply for their visa (or entry clearance) they will need a valid Certificate of Acceptance of Studies from the university. Please note that a CAS is not a guarantee that a visa will be issued.
See the following websites for further details: www.ukba.homeoffice.gov.uk/studyingintheuk
Tuition fees for UK students
The following tuition fees are for undergraduate students studying in the 2018/19 and 2019/20 academic years (between 1 September 2018 and 31 August 2020). This includes new students starting in 2019/20 and continuing students who began in 2016/17, 2017/18 or 2018/19.
Full-time
| Course | Annual fee |
|---|---|
| BA, BSc, BEng or LLB | £9,250 |
| DipHE or CertHE | £9,250 |
| FdA or FdSc | £9,250 |
| BA, BSc with integrated foundation year | £6,000 (year 1) BA or BSc fee for the year of study applies in years 2-4 |
| Sandwich or placement year | £1,650 |
| BA, BSc, BEng or LLB - accelerated 2 year degree | To be confirmed |
Please note: These fees apply to the 2018/19 and 2019/20 academic years only and may be subject to inflationary increases in subsequent years of study.
Paying your fees
Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing - the Student Loan Company will pay your fees directly to the university. For more information, please see the student finance section.
If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.
Tuition fee invoices are sent electronically to students university and personal email accounts.
Make a payment - without an invoice
Make a payment - with an invoice
Part-time
The tuition fees for part-time courses are based on the full-time fee. It may be calculated either pro-rata or by module, depending on the type of course. To confirm whether your course is modular or pro-rata, please contact uocadmissions@cumbria.ac.uk.
Modular billing
Most part-time students are invoiced by module in each semester. If your programme allows the extension of study beyond the standard period of enrolment, modular billing enables you to study at a rate you can afford, and over a period of time which suits you.
The tuition fee payable for each module is based on the full-time fee for the relevant year of study. These fees represent the cost of studying for 120 credits in a year. For 2018/19 and 2019/20, this means that each 10 credit module will cost £771. The tuition fee payable for modules may increase by inflation each year.
Pro-rata billing
Some courses are calculated on a pro-rata basis, by taking the cost of the equivalent full-time course and dividing it by the number of years it will take to complete. Please note that some course fees may be subject to inflation.
Paying your fees
Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing - the Student Loan Company will pay your fees directly to the university. For more information, please see the below.
If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. Tuition fee invoices are sent electronically to students university and personal email accounts.
Student loans
If you are from the UK, you can apply for a loan to help with the cost of university fees. There are two types of loans you may be able to apply for - tuition fee and maintenance loans.
Have questions about student finance? Check out Student Finance England's virtual open day on 23 January. Read more.
Full-time
Tuition fee loans
Full time students from the UK can apply for a tuition fee loan up to £9,250 for 2018/19 and 2019/20. This is paid directly to the university each year, and is not dependent on your household income.
When applying for your student loan, you will need to contact the relevant student funding authority for the area in which you live. Your loan application is likely to take around 2 months to finalise so it is important to complete your application as soon as possible. We recommend completing your application by the end of May (new students) or June (continuing students) to avoid any delays in receiving your funding.
Students enrolling on NHS programmes can, subject to eligibility, qualify for a student loan even if they have accessed student loan funding for other programmes in the past.
Maintenance loans
You can apply for a maintenance loan to assist with meeting living costs such as food, accommodation and travel expenses. These are normally paid in three instalments throughout the university year directly to your bank account.
Depending on household income, students who normally live in England may be able to apply for the following amounts. If your home address is in Scotland, Wales, Northern Ireland or elsewhere in the UK, please visit gov.uk/studentfinance for more information.
| Living arrangements | 2018/19 | 2019/20 |
|---|---|---|
| Living at Home | Up to £7,324 | Up to 7,529 |
| Living away from home (outside of London) | Up to £8,700 | Up to £8,944 |
| Living away from home (in London) | Up to £11,354 | Up to £11,672 |
| Studying abroad (for 1 year) | Up to £9,963 | Up to £10,242 |
You can work out how much of a loan you are entitled to apply for using the Student Finance Calculator.
Repaying your loan
Graduates with a home address in England, who have a student loan, only start repaying their loan the April after graduation and once they earn over £25,000 per year, and then only on the amount above £25,000.
You'll pay 9% of anything you earn above that amount. If you don't earn more than the threshold, you won't pay anything.
Here's what your monthly repayments could look like:
| Annual income before tax | Monthly salary | Monthly repayment |
|---|---|---|
| Up to £25,000 | £2,083 | £0 |
| £27,000 | £2,250 | £15 |
| £30,000 | £2,500 | £37 |
| £35,000 | £2,916 | £74 |
| £40,000 | £3,333 | £112 |
After 30 years, any outstanding loan is written off.
If your home, address is in Scotland, Wales or Northern Ireland, visit Gov.uk for more information.
These loans attract interest, which is charged at different rates depending on your earnings. For more details on interest rates, please visit the Student Loans Company website. Please note that the Government, rather than the university, set the terms of student loans.
Part-time
Tuition fee loans are available for students studying for their first higher education qualification, which is at least 25% of the intensity of the equivalent full-time course. CPD students may also be eligible for a loan based on level of study, intensity of the course and prior study. Visit gov.uk website for more information and eligibility criteria.
Tuition fee loans are not means-tested and you can be apply for up to the maximum amount of your fees, which is £6,935 in 2018/19. Tuition fee loans are paid directly to the university so you don’t have to worry about arranging payment.
Eligible courses include:
- a Bachelor's Degree, e.g. BA, BSc or LLB;
- a Foundation Degree (FdA, FdSc);
- a Certificate of Higher Education (CertHE);
- a Diploma of Higher Education (DipHE);
- Initial Teacher Training (ITT).
Part-time Maintenance Loans
Part-time students starting a course on or after 1 August 2018 can apply for a Maintenance Loan to help with their day-to-day living costs, such as rent or food. The Maintenance Loan is paid directly to your bank account, in three instalments, usually at the start of each term.
For more information about funding for part-time study, visit Gov.uk
For more guidance on applying for a student loan, visit the Student Room's student finance guide.
Repaying your Part-time loan
Part-time Students will have to repay any loans you borrow, but not until the April after you finish or leave your course, or the April four years after the start of your course – whichever comes first – and, only then, if your income is over the repayment threshold.
How much you repay each month depends on your income, not how much you borrowed.
You will repay 9% of your income over the repayment threshold, which is currently £25,000 a year, £2,083 a month or £480 a week. If your income drops below the threshold, your repayments will stop automatically.
You will be charged interest from the day your first student finance payment is made until your loan has been repaid in full or cancelled. The interest rate is based on the UK Retail Price Index (RPI) and will vary depending on your circumstances. For more details on interest rates, please visit the Student Loans Company website.
What if I've studied before?
Health students
Students enrolling on a Nursing, Midwifery or Allied Health Professional course in England on or after 1 August 2017 may qualify for a student loan even if they have accessed student loan funding for other programmes in the past. Subject to eligibility
Other students
If you have undertaken any other previous Higher Education study, it is important to be aware that this can sometimes have an impact on the student funding, including tuition fee loans, available to you when you start a new course.
This is a complex area. If you are not sure of your entitlement to funding, it is really important that you seek advice from your funding organisation or with a Student Money Adviser who can clarify exactly how your previous study will impact on your future student funding entitlement.
Financial support
There's a range of scholarships, bursaries, grants and other funding available to support you in getting your degree.
Scholarships and Bursaries
Cumbria Bursary (first year undergraduate students)
The Cumbria Bursary is our financial award for 1st year ‘home’ or ‘EU’ undergraduate students commencing their studies in the 2019/20 academic year. It is a non-repayable bursary designed to support students with a household income of less than £25,000.
In 2019/20 there are up to 90 full or part time Cumbria Bursaries available, worth £1,000 per year of study (full time) or £500 per year of study (part time) for up to 3 years for students entering onto full time or substantive part time* undergraduate programmes.
There are a further 15 Cumbria Bursaries available for students entering onto courses with integrated foundation years; these are worth £1000 per year for up to 4 years.
Up to one third of our Cumbria Bursaries will be allocated specifically to students who are aged 21 and over on the 1st September 2019, who also meet the eligibility criteria.
*Part time students must be studying at least 50% of the time and registered on a minimum three year course.
NHS courses
If you are studying an NHS course (ie. Nursing, Midwifery, Occupational Therapy, Diagnostic Radiography, Physiotherapy), the university will cover the costs of your uniform, DBS check and occupational health check if you enrol onto an undergraduate programme in 2018/19 or 2019/20.
The NHS has not yet confirmed the financial support arrangements for students enrolling in 2019/20. In 2018/19, this included, for eligible students:
- a non-repayable grant of £1,000 per year for students with eligible child dependents
- access to exceptional support of up to £3,000 per year for those students in severe hardship
- support for excess travel and dual accommodation expenses incurred due to attending practice placements.
Further details of the 2018/19 arrangements are available on the NHSBSA website. We will provide an update once the arrangements for 2019/20 are confirmed.
Social Work bursary
It is possible for some undergraduate Social Work students to receive a bursary to support their studies in their second or subsequent years. The number of people who can get a bursary is limited (or capped), therefore there is no guarantee you’ll receive a bursary in your 2nd year. The university will provide a shortlist of students to the NHSBSA who will then assess bursary applications. Full details, including the eligibility criteria, are available on the NHSBSA website.
Postgraduate Loyalty Award
Having a postgraduate degree will ramp up your job prospects and plump up your earning potential. But, at the University of Cumbria it's possible to do it without racking up the extra debt.
We’ve waived the fees for many postgraduate courses* to students like you planning to start an undergraduate degree with us to help you extend your education.
So, students who commence a designated full-time undergraduate degree will be eligible to progress on to a specified Postgraduate programme (or an equivalent alternative programme designated by the University*), with zero tuition fees payable for the specified postgraduate programme.
Progression Scholarship (first year undergraduate students from partner colleges)
If you are a student of any of the following colleges, you might be eligible for one of our Partnership Progression Scholarships offered to those applying to the University immediately after Further Education:
- Blackburn College
- Bury College
- Carlisle College
- Doncaster College
- Furness College
- Kendal College
- Lakes College West Cumbria
- Lancaster and Morecambe College
- Newton Rigg (Askham Bryan) College
- Northumberland College
- Southport College
We have up to 35 Progression Scholarships for students starting study in the 2019/20 academic year.
The awards are worth £500 in total; these non-repayable grants are paid directly to your bank account in the first year only. The Progression Scholarship can be received alongside the Cumbria Bursary if a recipient is eligible and ranked to receive both awards.
Gymnastics scholarship (first year undergraduate sport students)
Are you a passionate gymnast? Do you want to study for a degree at a university that gives you the support to continue your passion?
We are offering a fantastic gymnastics scholarship opportunity to 10 successful applicants to the following undergraduate sport degree courses to start in September 2019 in Lancaster:
- BSc (Hons) Sport & Exercise Science
- BSc (Hons) Sport Rehabilitation
- BA (Hons) Sport Coaching and Physical Education
The scholarship will include 10 items:
- £1,000 off accommodation (£500 semester 1 and £500 semester 2)
- Free Biomechanical Analysis
- Free Fitness Testing
- Free lifestyle coaching
- Free Sport Psychology support
- Free Access to Sport Rehabilitation clinics
- Free nutrition advice
- If you hold suitable coaching qualifications, you will have the opportunity to coach at the nationally renowned Lancaster Gymnastics Club and ‘earn while you learn.’
- Access free training at the Lancaster Gymnastic Club if you are of competition standard.
- Flexibility in your study to allow international competition.
This is a fantastic opportunity for anyone who is passionate about continuing their development in gymnastics-acrobatics or trampolining, and wants to be surrounded by people with the expertise to help them achieve this while studying towards a degree in sport.
Enhanced Learning Credits Scheme (ELCAS) - Armed forces personnel
We are proud to be a registered learning provider with the Ministry of Defence's ELCAS scheme. ELCAS is a scheme run by the Ministry of Defence to provide financial support to Armed Forces personnel (both serving and service leavers) to study a course at university.
Additional grants
If you have special circumstances, you may be able to get additional funding to help support you during your course.
For students with children
- Parents’ Learning Allowance - means-tested on household income. Maximum available £1,716
- Childcare Grant - means-tested on household income. A maximum of 85% of your weekly childcare costs may be paid on your behalf, up to £169.31 per week for one child and £290.27 per week for two or more children. For example, if childcare for one child is £150, you may receive a £127.50 grant (85% of £150).
For students with adult dependants
- Adult Dependants’ Grant - means-tested on household income. Maximum available £3,007.
For students with a disability or specific learning difficulty
- Disabled Students’ Allowance (DSA)— students with a disability or specific learning difficulty may be eligible to receive help towards enabling costs; eg non-medical helper, specialist equipment etc.
Armed Forces
- If you currently serve (or have recently served) within the Armed Forces and wish to enhance your education, then you can receive help covering your funding through the Enhanced Learning Credits Scheme. Find out more.
NHS Learning Support Fund
Eligible students on a nursing, midwifery or Allied Health Professional course may be able to access support from the NHS Learning Support Fund:
- a non-repayable grant of £1,000 per year for students with eligible child dependents
- access to exceptional support of up to £3,000 per year for those students in severe hardship
- support for excess travel and dual accommodation expenses incurred due to attending practice placements.
More information and eligibility criteria
Support funds
Depending on your circumstances, you might be able to qualify for extra funding. There are a number of different Awards and Funds that might be helpful should you require financial aid.
Visit our support funds page for more details.
Accommodation
From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.
Read more
Heating, lighting, water and internet costs are included in your rent and full-time students don't pay council tax.
Paying your accommodation fees
At the beginning of term, you will receive an email confirming your accommodation, your accommodation fees and a quick payment link. Please ensure that you have your student ID available prior to entering the online payments site.
Tuition fees for EU students
The following tuition fees are for undergraduate students studying in the 2018/19 and 2019/20 academic years (between 1 September 2018 and 31 August 2020). This includes new students starting in 2019/20 and continuing students who began in 2016/17, 2017/18 or 2018/19.
Full-time
These fees apply to the 2018/19 and 2019/20 academic years only and may be subject to inflationary increases in subsequent years of study.
| Course | Annual fee |
|---|---|
| BA, BSc, BEng or LLB | £9,250 |
| DipHE or CertHE | £9,250 |
| FdA or FdSc | £9,250 |
| BA, BSc with integrated foundation year | £6,000 (year 1) BA or BSc fee for the year of study applies in years 2-4 |
| Sandwich or placement year | £1,650 |
| BA, BSc, BEng or LLB - accelerated 2 year degree | To be confirmed |
Paying your fees
Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing - the Student Loan Company will pay your fees directly to the university. For more information, please see the Student Loans section.
If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.
Tuition fee invoices are sent electronically to students university and personal email accounts.
Make a payment - without an invoice
Make a payment - with an invoice
Part-time
The tuition fees for part-time courses are based on the full-time fee. It may be calculated either pro-rata or by module, depending on the type of course. To confirm whether your course is modular or pro-rata, please contact uocadmissions@cumbria.ac.uk.
Modular billing
Most part-time students are invoiced by module in each semester. If your programme allows the extension of study beyond the standard period of enrolment, modular billing enables you to study at a rate you can afford, and over a period of time which suits you.
The tuition fee payable for each module is based on the full-time fee for the relevant year of study. These fees represent the cost of studying for 120 credits in a year. For 2018/19 and 2019/20, this means that each 10 credit module will cost £771. The tuition fee payable for modules will increase by inflation each year.
Pro-rata billing
Some courses are calculated on a pro-rata basis, by taking the cost of the equivalent full-time course and dividing it by the number of years it will take to complete. Please note that some course fees may be subject to inflation.
Paying your fees
Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing - the Student Loan Company will pay your fees directly to the university. For more information, please see the student loans section below.
If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. Tuition fee invoices are sent electronically to students university and personal email accounts.
Student loans
If you are from the EU, you can apply for a loan to help with the cost of university fees. This is paid directly to the University of Cumbria in February and May, so you can focus on your studies without worrying about payment.
Full-time
You can apply for a tuition fee loan up to £9,250 for 2018/19 and 2019/20. This is paid directly to the University each year, and is not dependent on your household income. Click here to apply directly online.
If you decide to take the loan, you do not need to pay anything at registration. Just bring along your letter from the Student Loans Company to show that you have applied. It’s as easy as that. Please note that this loan will only cover your tuition, however you may be eligible for a grant to cover the living costs of studying in England from the Education Department of your own government. We recommend contacting them to find out more about how to apply - you don’t want to miss out.
Once you’ve finished your time at university, you will start repaying your loan from the April after you graduate, provided that you are earning above £25,000 a year (or the equivalent in your home country). The Student Loans Company will contact you about your employment after graduation. There will be a small amount of interest on the loan-more information about this can be found on the Student Loans Company website.
How to apply
You can apply for your Tuition Fee Loan through the European Union Team of the Student Loans Company. To get started, visit the Direct Gov website and scroll down to ‘New EU Students’. There you will find the forms you need to apply. If you get stuck, get in touch with us to help you out.
Once you’ve started university, should you have any trouble with your funding, our advisers can provide all the support and advice you need. To book an appointment please use our online referral form, or if your enquiry can be answered via email, please contact us on moneyadvice@cumbria.ac.uk.
Repaying your loan
Graduates with a home address in England, who have a student loan, only start repaying their loan the April after graduation and once they earn over £25,000 per year, and then only on the amount above £25,000.
You'll pay 9% of anything you earn above that amount. If you don't earn more than the threshold, you won't pay anything.
Here's what your monthly repayments could look like:
| Annual income before tax | Monthly salary | Monthly repayment |
|---|---|---|
| Up to £25,000 | £2,083 | £0 |
| £27,000 | £2,250 | £15 |
| £30,000 | £2,500 | £37 |
| £35,000 | £2,916 | £74 |
| £40,000 | £3,333 | £112 |
After 30 years, any outstanding loan is written off.
If your home, address is in Scotland, Wales or Northern Ireland, visit Gov.uk for more information.
These loans attract interest, which is charged at different rates depending on your earnings. For more details on interest rates, please visit the Student Loans Company website. Please note that the Government, rather than the university, set the terms of student loans.
Part-time
Tuition fee loans are available for students studying for their first higher education qualification, which is at least 25% of the intensity of the equivalent full-time course. CPD students may also be eligible for a loan based on level of study, intensity of the course and prior study. Visit gov.uk website for more information and eligibility criteria.
Tuition fee loans are not means-tested and you can be apply for up to the maximum amount of your fees, which is £6,935 in 2018/19. Tuition fee loans are paid directly to the university so you don’t have to worry about arranging payment.
Eligible courses include:
- a Bachelor's Degree, e.g. BA, BSc or LLB;
- a Foundation Degree (FdA, FdSc);
- a Certificate of Higher Education (CertHE);
- a Diploma of Higher Education (DipHE);
- Initial Teacher Training (ITT).
Part-time Maintenance Loans
Part-time students starting a course on or after 1 August 2018 can apply for a Maintenance Loan to help with their day-to-day living costs, such as rent or food. The Maintenance Loan is paid directly to your bank account, in three instalments, usually at the start of each term.
For more information about funding for part-time study, visit Gov.uk
For more guidance on applying for a student loan, visit the Student Room's student finance guide.
Repaying your Part-time loan
Part-time Students will have to repay any loans you borrow, but not until the April after you finish or leave your course, or the April four years after the start of your course – whichever comes first – and, only then, if your income is over the repayment threshold.
How much you repay each month depends on your income, not how much you borrowed.
You will repay 9% of your income over the repayment threshold, which is currently £25,000 a year, £2,083 a month or £480 a week. If your income drops below the threshold, your repayments will stop automatically.
You will be charged interest from the day your first student finance payment is made until your loan has been repaid in full or cancelled. The interest rate is based on the UK Retail Price Index (RPI) and will vary depending on your circumstances. For more details on interest rates, please visit the Student Loans Company website.
What if I've studied before?
If you have undertaken any other previous Higher Education study, it is important to be aware that this can sometimes have a impact on the student funding, including tuition fee loans, available to you when you start a new course.
This is a complex area. If you are not sure of your entitlement to funding, it is really important that you seek advice from your funding organisation or with a Student Money Adviser who can clarify exactly how your previous study will impact on your future student funding entitlement.
Financial support
There's a range of scholarships, bursaries, grants and other funding available to support you in getting your degree.
Scholarships and Bursaries
Cumbria Bursary (first year undergraduate students)
The Cumbria Bursary is our financial award for 1st year ‘home’ or ‘EU’ undergraduate students commencing their studies in the 2019/20 academic year. It is a non-repayable bursary designed to support students with a household income of less than £25,000.
In 2019/20 there are up to 90 full or part time Cumbria Bursaries available, worth £1,000 per year of study (full time) or £500 per year of study (part time) for up to 3 years for students entering onto full time or substantive part time* undergraduate programmes.
There are a further 15 Cumbria Bursaries available for students entering onto courses with integrated foundation years; these are worth £1000 per year for up to 4 years.
Up to one third of our Cumbria Bursaries will be allocated specifically to students who are aged 21 and over on the 1st September 2019, who also meet the eligibility criteria.
*Part time students must be studying at least 50% of the time and registered on a minimum three year course.
Progression Award (first year undergraduate students from partner colleges)
If you are a student of any of the following colleges, you might be eligible for one of our Partnership Progression Scholarships offered to those applying to the University immediately after Further Education:
- Blackburn College
- Bury College
- Carlisle College
- Doncaster College
- Furness College
- Kendal College
- Lakes College West Cumbria
- Lancaster and Morecambe College
- Newton Rigg (Askham Bryan) College
- Northumberland College
- Southport College
We have up to 35 Progression Scholarships for students starting study in the 2019/20 academic year.
The awards are worth £500 in total; these non-repayable grants are paid directly to your bank account in the first year only. The Progression Scholarship can be received alongside the Cumbria Bursary if a recipient is eligible and ranked to receive both awards.
Enhanced Learning Credits Scheme (ELCAS) - Armed forces personnel
We are proud to be a registered learning provider with the Ministry of Defence's ELCAS scheme. ELCAS is a scheme run by the Ministry of Defence to provide financial support to Armed Forces personnel (both serving and service leavers) to study a course at university.
Support funds
Depending on your circumstances, you might be able to qualify for extra funding. There are a number of different Awards and Funds that might be helpful should you require financial aid.
Visit our support funds page for more details.
Accommodation
From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.
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Heating, lighting, water and internet costs are included in your rent and full-time students don't pay council tax.
Paying your accommodation fees
At the beginning of term, you will receive an email confirming your accommodation, your accommodation fees and a quick payment link. Please ensure that you have your student ID available prior to entering the online payments site.
EU Referendum
EU nationals who wish to enter the UK to study a course in England which starts in either the 2018/19 or the 2019/20 Academic Years, are still eligible for student support and home fee status for the duration of their studies.
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Our University has a proud and strong history of educating students from Europe and we look forward to welcoming you and other European students over the coming months and years. We are delighted that the Government has given reassurance about financial support for current students and those starting in 2018/19 or 2019/20. Please read the full Governmental statement for more details.
Whilst there is not yet official confirmation of financial support for new entrants for 2020/21 and thereafter, the University of Cumbria will continue its ambitions to be a destination of choice for our European students and we encourage potential applicants to continue to check the University website for the latest information so we can share the most up to date position with you.
Student Loans Company statement
Students beginning study in the 2017/18 or 2018/19 Academic Years
EU Nationals and Student Finance in England (1) - Student Loans Company
The eligibility rules regarding student support and home fee status applying to EU nationals, or their family members, who wish to enter the UK to study a course in England which starts in either the 2017/18 or the 2018/19 Academic Year and which attracts student support, are also unchanged.
SFE will assess these applications against existing eligibility criteria, and will provide loans and/or grants in the normal way. EU nationals, or their family members, who are assessed as eligible to receive grants and/or loans by SFE will then be eligible for this support and for home fee status for the duration of their course. These eligibility criteria set out that for students beginning study any time after August 2016, EU nationals must have been resident in the UK for at least five years or be EEA migrant workers in order to apply for a maintenance loan.
The migration status of EU nationals in the UK is being discussed as part of wider discussions with the EU. The Prime Minister was clear in her letter to the President of the European Council that that we should seek an early agreement on the rights of UK nationals in the EU and EU nationals in the UK, on a reciprocal basis.
Students should consult their institution’s student finance office, or the GOV.UK website, for information on what support they may be able to receive.
Statement from the Student Loans Company website.
Tuition fees for international students
The following tuition fees are for undergraduate students studying in the 2018/19 and 2019/20 academic years (between 1 September 2018 and 31 August 2020). This includes new students starting in 2019/20 and continuing students who began in 2016/17, 2017/18 or 2018/19.
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| Course level | Tuition fee (annual) |
|---|---|
| Bachelor's degree (BA, BSc, LLB) | £10,500† |
| BA (Hons) Social Work | £15,500† |
| DipHE or CertHE | £10,500† |
| BA or BSc with integrated foundation year | £7,500 (year 1)† £10,500 (years 2-4) |
| Sandwich or placement year | £1,650 |
| BA, BSc, BEng or LLB - accelerated 2 year degree | To be confirmed |
| Foundation degree (FdA, FdSc) | £10,500† |
| Premium Foundation (FdSc) | £10,500 |
| Health pre-registration programmes | £15,500 |
| Non-medical prescribing | £2,875 |
| Pre-sessional English (6 weeks) | £1,554 |
| Pre-sessional English (12 weeks) | £3,108 |
† An early payment discount is available for international students.
Please note: These fees apply to the 2018/19 and 2019/20 academic years and may be subject to inflationary increases in subsequent years of study.
Fee Deposit Policy
Before you can get started with your course, you will be required to pay a deposit of up to £5,000 (the exact amount will be listed in your offer letter). Until we receive this deposit, you will not be issued a 'Confirmation of Acceptance'. Your offer letter will provide more information on how to pay your deposit, but we recommend paying online. Please note that the deposit is non-refundable unless your visa is refused due to exceptional circumstances.
Alternatively you can provide a letter of sponsorship/financial guarantee. This must be on letter-headed paper and include the following information:
- name of the programme and academic year for which the sponsorship applies
- amount of sponsorship (for example, full fees or specified amount in pounds sterling)
- your full name (as stated on your passport)
- your student identification number
- address and named contact to which the University of Cumbria should send the invoice
- full name and address of the sponsoring institution
Pre-sessional courses
Those required to attend a pre-sessional course will need to pay the full fee, in addition to the deposit, which is part payment of the substantive programme fee. The university will not issue the unconditional offer or CAS until both the deposit and full pre-sessional fees are paid.
If a student on the 11-week pre-sessional fails to progress on academic grounds, the full deposit for the substantive programme will be repaid. If a student on either the 6-week or 11-week pre-sessional fails to progress as a result of non-attendance, poor attendance or lack of effort, the deposit for the substantive programme will not be repaid.
Deposit refunds
A refund of the deposits will only be considered where a student has been refused a visa for non-fraudulent reasons. Students may apply for a refund by sending copies of the official visa refusal notification from the Home Office (UK Visas and Immigration (UKVI)), together with passport details. The university reserves the right to verify details with UKVI.
Where the university decides to make a refund of the deposit, this will be refunded in pounds sterling to the person who originally made the payment. The university will transfer the deposit in the most cost-effective way but will not be liable for any bank charges involved in the money transfer. Refunds will not be made if the visa application is refused, or a CAS is withdrawn, on the grounds of fraudulent activity by the student, or due to failure to disclose full details in the application.
Refunds will not be made if the student fails to attend at the start of the programme or withdraws after the start of the programme.
Paying your tuition fees
After you have paid your deposit or provided your sponsorship letter, you can decide to pay the fee balance in full, or you can follow our instalment plan.
An early payment discount is available if you choose to pay your full annual tuition fee by registration and not in instalments. The early payment discount is only available to self-funded students in their first year, and excludes pre-sessional courses, partnerships and students receiving other benefits such as scholarships.
If you choose to pay in instalments you will be required to pay 75% of your total tuition fees prior to registration. The deposit you have already paid will be included. For example: If your tuition fees are £10,000, and you’ve paid a deposit of £5000, you’ll need to pay £2,500 prior to registration to complete the 75% requirement. The remaining 25% must be paid three weeks before the end of your first term.
If you are enrolling onto a one semester programme or short course, the tuition fee must be paid in full prior to the start of the programme or course. If your tuition is being sponsored, then you will not be able to pay with an instalment plan.
International scholarship
The following scholarship information is from the 2018/19 academic year. Scholarship details for the 2019/20 academic year will be available here soon.
The University of Cumbria is delighted to announce the launch of a new international scholarship programme for 2018 entrants. We have a number of scholarships available for undergraduate students to the value of 50% of tuition fee costs for the first year of study.
Scholarships will be awarded on a merit basis for outstanding academic achievement, assessed in accordance with the terms and conditions.
How to apply
Who is eligible?
University of Cumbria international applicants who hold an unconditional offer and have accepted their place are eligible to apply for a scholarship.
Scholarships are available in the following subject areas:
- Business
- Creative Arts
- Law
- Science
- Literature
- Sport
- Outdoor
- Social Sciences
Scholarships are not available for NHS-funded courses (Nursing, Physiotherapy, Radiography, Social Work etc.) or for degrees leading to Qualified Teacher Status (QTS). To check whether or not your course participates in the scholarship programme, please email scholarships@cumbria.ac.uk
How to apply
Please read the terms and conditions carefully and complete the International Scholarship application form. The application deadline is Friday 13 July 2018.
Terms and conditions
These terms and conditions apply to all International Student Scholarships offered at University of Cumbria.
Applicants must hold an offer of a place of study on an eligible full-time bachelor’s degree, top-up degree or a taught master’s degree (180 credits) at the University of Cumbria. For students enrolling on programmes lasting more than one year the scholarship is awarded for the first year of the programme only.
- All scholarship applicants/recipients must be self-funding students with overseas fee status.
- Applicants must hold an unconditional offer for their place of study and must have accepted their offer.
- Applicants must have no outstanding offer conditions attached to their place of study except for the tuition fee deposit and passport photocopy.
- All scholarship applicants/recipients must provide evidence of funds to cover the remaining tuition fee balance and living costs, as per Home Office requirements, for one academic year in the UK.
- The balance of tuition fee is due at or before registration.
- Scholarship applicants must complete the scholarship application form.
- The closing date for applications is 5:00pm (GMT) Friday 13th July 2018; scholarship applications received after this date will not be considered.
- Applications should be submitted by email to scholarships@cumbria.ac.uk
- Scholarship applications will be considered and assessed by a Scholarship Award Panel. The Panel may take into account the following aspects: academic performance, English language, merit of personal statement and the short essay.
- The Scholarship Award Panels decision will be finalised during the last two weeks of July 2018 and applicants will be notified of the decision on their application by email by the end of July 2018.
- The decision of the Scholarship Award Panel is final - the university will not provide feedback or enter into any correspondence with unsuccessful candidates regarding their decision.
- Successful scholarship applicants must meet any outstanding conditions (i.e. tuition fee deposit / passport photocopy) by 5.00pm (GMT) on 3rd August 2018 to receive the scholarship.
- Scholarships can only be taken for the academic year 2018-19 and may not be deferred to any other period
- Scholarships will not be awarded to applicants in receipt of a scholarship from any other source
- By accepting the scholarship, it is expected that scholars will assist the university with internationalisation events and provide a photograph and statement to be included in our publicity
- Courses which are eligible for scholarship awards are in the following areas of study: creative arts, business, law, science, literature, sports, outdoor and social sciences. It is the applicant’s responsibility to check that their chosen course is eligible for scholarship applications before an application is submitted (please email scholarships@cumbria.ac.uk if you require clarification)
The Award
- The scholarships will not be paid in cash. Scholarships will be deducted from the first year's tuition fees on registration at the University of Cumbria.
- Scholarship winners will be asked to provide a case study which may be used in university publications or on the website.
- This award cannot be held in conjunction with any other university awards or discounts.
Planning your finances
Studying in a different country is a big financial investment, so you need to ensure you have everything planned when it comes to spending your money.
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There are many points to consider before submitting your application, such as food, accommodation and other day-to-day expenses.
We recommend that you budget at least £5,500 for an academic year in the UK. This will include your accommodation and living expenses. To help you plan effectively, we suggest using the online UNIAID International Student Calculator to set a proper budget for your academic life.
If you require a Tier 4 visa to study with the University you need to provide evidence of minimum funds that will be available to you. Please see UKVI requirements on their website in the “Tier 4 of the points based system: policy guidance” booklet. You will also find details of UKVI’s current requirements for the evidence you will need to provide during your application.
Accommodation
From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.
Read more
Paying for your accommodation
If you choose to stay in univerisity accommodation you will be required to make a pre-payment of £250, and a pre-payment of £100 towards catering packages.
After you have made the pre-payment(s), and the contract has been returned, the balance of your contract will be due. Payment must be made by registration. Instalments are not available.
Please note that you do have the option to pay for the accommodation and catering in full with the contract.
Payment must be made in pounds sterling. You will be given the option online to convert your currency when making a payment.
If you’re having trouble paying online or have any questions, please contact your admissions officer who can give you advice about paying by bank transfer.
Additional costs
All students will need to purchase stationery, course books and personal equipment. Extra costs may also be applicable to cover field trips, membership fees etc.
Additional costsResources and facilities
We place a high degree of emphasis on interactive learning within the Business School and provide a supportive environment in which you can develop academically and personally.
Business e-resources are available to students through the Library's OneSearch service. OneSearch is an easy to use, powerful discovery service that searches the university's journal collections, bibliographic databases and library catalogue from one search box.
