The information below is for courses starting in the 2020/21 and 2021/22 academic years.

Changes to the eligibility of EU students for home fee status and financial support from Student Finance England have been confirmed in a Government statement. These changes take effect from academic year 2021/22 entry. Exemptions apply to those who have settled or pre-settled status under the EU Settlement Scheme, as well as Irish nationals, who may still be eligible for the UK tuition fee rate and associated financial support. Irish nationals should apply to Student Universal Support Ireland (SUSI).

We are offering a fee reduction scholarship for 21/22 entry for those not eligible for Home fee status. Please see the EU tab for more information.

 This information does not apply to apprenticeships. Please see our Apprenticeship pages for more information

Tuition fees for Home students

The following tuition fees are for PGCE students with Home fee status studying in the 2020/21 and 2021/22 academic years (between 1 September 2020 and 31 August 2022).

University-based

The tuition fee for the 2020/21 and 2021/22 academic years is £9,250 for Home students.

Paying your fees

Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing after you have had your loan approved - the Student Loan Company will pay your fees directly to the university. For more information, please see the Student Loans section.

If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students’ university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

School Direct (non-salaried)

The tuition fee for the 2020/21 and 2021/22 academic years is £9,250 for Home students.

Paying your fees

Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing - the Student Loan Company will pay your fees directly to the university. For more information, please see the Student Loans section.

If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students' university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

School Direct (salaried)

If you have secured a salaried place on the school direct programme, you won't have to pay any tuition fees. Your host school will pay your fees in full and you will earn a salary in line with the unqualified teacher pay scale.

Unfortunately, salaried school direct students are not eligible for bursaries or any other student funding.

PGCE (non-QTS)

The tuition fee for Home students is £1,675 for the 2020/21 academic year. The fee for 2021/22 will be confirmed shortly.

Paying your fees

You can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students' university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

Teacher Training Bursaries

Generous, tax-free training bursaries and Scholarships are available for PGCE students in some subjects. This is in addition to the tuition fee and maintenance loans. Visit the Get Into Teaching website for more information, including eligibility criteria.

 

 

PGCE Scholarship

Alumni Students and other eligible students enrolling on University based PGCE programmes* in 2020/21 may receive up to £2,000 discount with our PGCE Scholarship. Click the relevant link for your academic year below to read more information, including the PGCE Scholarship full terms and conditions.

* This does not apply to University-based PE, School Direct, SCITT or PGCE with Non-QTS.

It will be confirmed shortly if the scholarship will also be available to students enrolling in 2021/22.

 

Terms and Conditions (2020/21)

£1,000 cash payment and up to £1,000 off accommodation fees for University residences to students enrolling on University based PGCE programmes* in Lancaster or Carlisle in September 2020 or January 2021 who are alumni of the University of Cumbria, University of Central Lancashire, University of Lancaster or Salford University.

£1,000 cash payment and £200 cash travel contribution to students enrolling on University based PGCE programmes* in London in 2020/2021 who are alumni of University of Cumbria or Queen Mary’s University.

* This does not apply to University based PE, School Direct, SCITT or PGCE with Non-QTS.

Terms and conditions:

  • Students do not need to apply to receive the scholarship. Eligibility will be checked against the criteria in these terms and conditions by the University and students will be notified of their eligibility.
  • In order to be eligible, a student must be fully enrolled on a University based PGCE programme* as a full-time student on 15 October 2020, if enrolling in September 2020, or 29 January 2021, if enrolling in January 2021, to qualify for the scholarship.
  • In order to be eligible, a student must be a graduate with a BSc, BA or LLB issued on or after 1 September 2015 from either the University of Cumbria, University of Central Lancashire, University of Lancaster or Salford University (if studying at the Lancaster or Carlisle campuses) or the University of Cumbria or Queen Mary’s University (if studying at the London campus). Eligibility will be checked through a review of the records of past study held by the University.
  • The £1,000 cash payments will be made to eligible students on or before 1 November 2020, if enrolling in September 2020, or 14 February 2021 if enrolling in January 2021, via a BACS transfer. Students must have a UK bank account and provide, where not already held by the University, details of this bank account in order to receive payment. Payments can only be made into the bank accounts of eligible students.
  • If a student receives a £1,000 cash payment and withdraws before 6 January 2021, if enrolling in September 2020, or 1 May 2021 if enrolling in January 2021, the University will invoice the student for the full amount.
  • The £1,000 off accommodation fees will be applied as a credit, in equal parts, to the second and third terms’ invoices issued to eligible students who remain within student accommodation for the full year. Where students enter into a short-term accommodation contract, the pro rata equivalent discount will be applied.
  • The £200 travel contribution will be provided alongside the main £1,000 payment.
  • This offer does not apply to University based PE, School Direct, SCITT or PGCE with Non-QTS.

Student Loans

You may be eligible for support depending on your residency status, including a loan to help with the cost of university fees. There are two types of loans you may be able to apply for - tuition fee and maintenance loans. Please visit direct.gov.uk for more information 

Unfortunately, the following courses are not eligible for Student Finance England funding for tuition fee loan or maintenance loan:

  • PGCE Postgraduate Certificate in Education (non-QTS Online)

Read more

Tuition Fee Loans

Funding bodies offer loans up to the full value of your course as well as support with living costs. This is paid directly to the university each year, and is not usually dependent on your household income, however it may be restricted if you have previously studied at higher education level. 

When applying for your student loans, you will need to apply online to the relevant student funding authority for the area in which you live. Please see gov.uk for further information on your funding organisation. 

Your loan application is likely to take around 8 weeks to finalise so it is important to complete your application as soon as possible. We recommend completing your application by the end of May (new students) or June (continuing students) to avoid any delays in receiving your funding. 

Apply for a tuition fee loan

Maintenance loans

You may be able to apply for a maintenance loan to assist with meeting living costs such as food, accommodation and travel expenses. For students normally living in England, these are normally paid in three instalments throughout the university year directly to your bank account.

Depending on household income, students who normally live in England may be able to apply for the following amounts. If your home address is outside England, please visit the gov.uk webpage for your local funding organisation, for more information.

Living arrangements2020/212021/22
Living at Home Up to £7,747 Up to £7,987
Living away from home (outside of London) Up to £9,203 Up to £9,488
Living away from home (in London) Up to £12,010 Up to £12,382
Studying abroad (for 1 year) Up to £10,539   Up to £10,866


You can work out how much of a loan you are entitled to apply for using the Student Finance Calculator.

Repaying your loan

Graduates with a home address in England, who have a student loan, only start repaying their loan the April after graduation or leaving their course and once they earn over the threshold, which is £26,575 per year.

You only pay 9% of anything you earn above that amount. If you don't earn more than the threshold, you won't pay anything.

Here's what your monthly repayments could look like:

Annual income before taxMonthly salaryMonthly repayment
£26,575 £2,214 £0
£29,500 £2,458 £22
£31,000 £2,583 £33
£33,000 £2,750 £48

If your income changes, the amount you repay will change too, this happens automatically.

If you stop working, or start to earn below the repayment threshold, your repayments will stop until you earn over the threshold.

You’ll make a repayment if you go over the weekly or monthly threshold at any point during the year, for example, if you get a bonus or work overtime. You can request a refund at the end of the tax year if your total income was below the annual repayment threshold.  After 30 years, any outstanding loan is written off.

If your home address is in Scotland, Wales or Northern Ireland, visit Gov.uk for more information about making repayments.

These loans attract interest, which is charged at different rates depending on your earnings. For more details on interest rates, please visit the Gov.uk website

Financial support

In addition to your training bursary, there is a range of additional funding available to support you in getting your degree.

Additional grants

If you have special circumstances, you may be able to get additional funding to help support you during your course from Student Finance England. 

For students with children 

  • Parents’ Learning Allowance- means-tested on household income. Maximum available £1,821 
  • Childcare Grant- means-tested on household income. A maximum of 85% of your weekly childcare costs may be paid on your behalf, up to £62 per week for one child and £307.95 per week for two or more children. 

For students with adult dependants 

  • Adult Dependants’ Grant- means-tested on household income. Maximum available £3,190 
  • Disabled Students’ Allowance(DSA) — students with a disability or specific learning difficulty may be eligible to receive help towards enabling costs; e.g. non-medical helper, specialist equipment etc. 

For students with a disability or specific learning difficulty 

Enhanced Learning Credits Scheme (ELCAS) - Armed forces personnel 

We are proud to be a registered learning provider with the Ministry of Defence's ELCAS scheme. ELCAS is a scheme run by the Ministry of Defence to provide financial support to Armed Forces personnel (both serving and service leavers) to study a course at university. 

Find out more

Support funds

Funding from Charitable Trusts 

Use the Turn2us grant search to check whether you qualify for funding from a charitable trust. 

 

Depending on your circumstances, you might be able to qualify for extra funding. There are a number of different Awards and Funds that might be helpful should you require financial aid.

Visit our support funds page for more details.

Support funds

Accommodation

From only £10 per night, we provide the lowest cost student accommodation in the North West. PGCE students are also able to sign up for termly contracts which allows them to go on placement closer to home, for example in Northern Ireland, without paying cancellation fees or being tied to a lengthy rental agreement. So you will only ever need to pay for accommodation when you need it.

Our PGCE students are also all allocated to a specific area of our halls, alongside other postgraduate or returning groups of students, so that they are part of a community of like-minded people in a similar stage of life, benefiting from a maturer setting and a quieter environment closer to having neighbours than hall or flat mates.

Check out our accommodation page for a full price list and more details about our residences.

Read more

Heating, lighting, water and internet costs are included in your rent and full-time students don't pay council tax.

Paying your accommodation fees

At the beginning of term, you will receive an email confirming your accommodation, your accommodation fees and a quick payment link. Please ensure that you have your student ID available prior to entering the online payments site.

Make a payment - without an invoice

Make a payment - with an invoice

Updates for EU, EEA & Swiss Students

The (Brexit) transition period ended on 31 December 2020; the UK has now left the European Union.

 

Fees for 2020/21

If you are a European student joining a programme between January and July 2021, you will still be eligible to pay home (UK) tuition fees. Please see the Home Students Tab for more information.

 

Fees for 2021/22

If you are an EU/EEA or Swiss National with Settled or Pre-Settled Status in the UK you will still be eligible to pay Home fees and have access to Student Finance England tuition loans.

If you are an EU/EEA or Swiss National living overseas you will be classified as "Overseas" for fees purposes from 1st September 2021.

The University of Cumbria wishes to support European students affected by this change in status through this transition period. We will award an (automatic) FEE REDUCTION SCHOLARSHIP to all eligible EU students starting their course with us in September 2021 or January 2022, which brings your fee into line with the fee paid by UK students. This will apply for the duration of your course.

To receive the EU fee reduction scholarship, you must meet the following eligibility criteria:

Be classified as ‘overseas’ for fees purposes.
Be an EU/EEA/Swiss national on 1 September (2021) before the start of the programme.


Fees for 2022/23

A decision on the level of fee for EU/EEA/Swiss students starting their course with us in September 2022 has not yet been made.

 

This information does not apply to apprenticeships. Please see our Apprenticeship pages for more information.

 

 

Tuition fees for international students

The following tuition fees are for PGCE students starting studying in the 2020/21 and 2021/22 academic years (between 1 September 2020 and 31 August 2022). 

University-based

The tuition fee for international students is £12,800 for 2021/22 and £10,500 for 2020/21.

Fee Deposit Policy

Before you can get started with your course, you will be required to pay a deposit of 50% of your course fee plus any pre-sessional fees in full (unless otherwise stated in your offer letter). Until we receive this deposit, you will not be issued a 'Confirmation of Acceptance'. Your offer letter will provide more information on how to pay your deposit, but we recommend paying online. Please note that the deposit is non-refundable unless your visa is refused due to exceptional circumstances.

Pay your deposit online

Payment instructions (PDF)

Alternatively you can provide a letter of sponsorship/financial guarantee. This must be on letter-headed paper and include the following information:

  • name of the programme and academic year for which the sponsorship applies
  • amount of sponsorship (for example, full fees or specified amount in pounds sterling)
  • your full name (as stated on your passport)
  • your student identification number
  • address and named contact to which the University of Cumbria should send the invoice
  • full name and address of the sponsoring institution

Pre-sessional courses

Those required to attend a pre-sessional course will need to pay the full fee, in addition to the deposit, which is part payment of the substantive programme fee. The university will not issue the unconditional offer or CAS until both the deposit and full pre-sessional fees are paid.

If a student on the 11-week pre-sessional fails to progress on academic grounds, the full deposit for the substantive programme will be repaid. If a student on either the 6-week or 11-week pre-sessional fails to progress as a result of non-attendance, poor attendance or lack of effort, the deposit for the substantive programme will not be repaid.

Deposit refunds

A refund of the deposits will only be considered where a student has been refused a visa for non-fraudulent reasons. Students may apply for a refund by sending copies of the official visa refusal notification from the Home Office (UK Visas and Immigration (UKVI)), together with passport details. The university reserves the right to verify details with UKVI.

Where the university decides to make a refund of the deposit, this will be refunded in pounds sterling to the person who originally made the payment. The university will transfer the deposit in the most cost-effective way but will not be liable for any bank charges involved in the money transfer. Refunds will not be made if the visa application is refused, or a CAS is withdrawn, on the grounds of fraudulent activity by the student, or due to failure to disclose full details in the application.

Refunds will not be made if the student fails to attend at the start of the programme or withdraws after the start of the programme.

Paying your tuition fees

After you have paid your deposit or provided your sponsorship letter, you can decide to pay the fee balance in full, or you can follow our instalment plan.

An early payment discount is available if you choose to pay your full annual tuition fee by registration and not in instalments. The early payment discount is only available to self-funded students in their first year, and excludes pre-sessional courses, partnerships and students receiving other benefits such as scholarships.

If you choose to pay in instalments you will be required to pay 75% of your total tuition fees prior to registration. The deposit you have already paid will be included.  For example: If you’ve paid a deposit 50%, you’ll need to pay a further 25% prior to registration to complete the 75% requirement. The remaining 25% must be paid three weeks before the end of your first term.  

If you are enrolling onto a one semester programme or short course, the tuition fee must be paid in full prior to the start of the programme or course. If your tuition is being sponsored, then you will not be able to pay with an instalment plan.

Make a payment

Payment instructions (PDF)

School Direct

The tuition fee for international students is £12,800 for 2021/22 and £10,500 for 2020/21.

Fee Deposit Policy

Before you can get started with your course, you will be required to pay a deposit of 50% of your course fee plus any pre-sessional fees in full (unless otherwise stated in your offer letter). Until we receive this deposit, you will not be issued a 'Confirmation of Acceptance'. Your offer letter will provide more information on how to pay your deposit, but we recommend paying online. Please note that the deposit is non-refundable unless your visa is refused due to exceptional circumstances.

Pay your deposit online

Payment instructions

Alternatively you can provide a letter of sponsorship/financial guarantee. This must be on letter-headed paper and include the following information:

  • name of the programme and academic year for which the sponsorship applies
  • amount of sponsorship (for example, full fees or specified amount in pounds sterling)
  • your full name (as stated on your passport)
  • your student identification number
  • address and named contact to which the University of Cumbria should send the invoice
  • full name and address of the sponsoring institution

Pre-sessional courses

Those required to attend a pre-sessional course will need to pay the full fee, in addition to the deposit, which is part payment of the substantive programme fee. The university will not issue the unconditional offer or CAS until both the deposit and full pre-sessional fees are paid.

If a student on the 11-week pre-sessional fails to progress on academic grounds, the full deposit for the substantive programme will be repaid. If a student on either the 6-week or 11-week pre-sessional fails to progress as a result of non-attendance, poor attendance or lack of effort, the deposit for the substantive programme will not be repaid.

Deposit refunds

A refund of the deposits will only be considered where a student has been refused a visa for other than fraudulent reasons. Students may apply for a refund by sending copies of the official visa refusal notification from the British Embassy or High Commission, together with passport details. The university reserves the right to verify details with the embassy or High Commission.

Where the university decides to make a refund of the deposit, this will be refunded in pounds sterling to the person who originally made the payment. The university will transfer the deposit in the most cost-effective way but will not be liable for any bank charges involved in the money transfer. Refunds will not be made if the refusal, or a CAS withdrawal, is on the grounds of fraudulent activity by the student, or due to failure to disclose full details in the application.

Refunds will not be made if the student fails to attend at the start of the programme or withdraws after the start of the programme.

Paying your tuition fees

After you have paid your deposit or provided your sponsorship letter, you can decide to pay the fee balance in full, or you can follow our instalment plan.

An early payment discount is available if you choose to pay your full annual tuition fee by registration and not in instalments. The early payment discount is only available to self-funded students in their first year, and excludes pre-sessional courses, partnerships and students receiving other benefits such as scholarships.

If you choose to pay in instalments you will be required to pay 75% of your total tuition fees prior to registration (unless otherwise stated in your offer letter). The deposit you have already paid will be included. For example: If you’ve paid a 50% deposit, you’ll need to pay a further 25% prior to registration to complete the 75% requirement. The remaining 25% must be paid three weeks before the end of your first term.  

If you are enrolling onto a one semester programme or short course, the tuition fee must be paid in full prior to the start of the programme or course. If your tuition is being sponsored, then you will not be able to pay with an instalment plan.

Make a payment

Payment instructions (PDF)

PGCE (non-QTS)

The tuition fee for international students for PGCE non-QTS, for 2019/20 is 3,500. The fee for 2021/22 will be confirmed shortly.

Paying your fees

You can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students' university and personal email accounts.

Make a payment

Payment instructions (PDF)

Accommodation

From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation pages for a full price list and more details about the residences.

Read more

Paying for your accommodation

If you choose to stay in university accommodation you will be required to make a pre-payment of £250.

After you have made the pre-payment, and the contract has been returned, the balance of your contract will be due. Payment must be made by registration. Instalments are not available.

Please note that you do have the option to pay for the accommodation in full with the contract.

Payment must be made in pounds sterling. You will be given the option online to convert your currency when making a payment.

Pay online

Payment instructions

If you’re having trouble paying online or have any questions, please contact your admissions officer who can give you advice about paying by bank transfer.

Planning your finances

Studying in a different country is a big financial investment, so you need to ensure you have everything planned when it comes to spending your money.

Read more

There are many points to consider before submitting your application, such as food, accommodation and other day-to-day expenses.

We recommend that you budget at least £7,500 for an academic year in the UK. This will include your accommodation and living expenses. To help you plan effectively, we suggest using the online International Student Calculator to set a proper budget for your academic life.

If you require a Tier 4 visa to study with the University you need to provide evidence of minimum funds that will be available to you. Please see UKVI requirements on their website in the “Tier 4 of the points based system: policy guidance” booklet. You will also find details of UKVI’s current requirements for the evidence you will need to provide during your application.

Student Financial Regulations

The Student Financial Regulations describes your contractual obligations to the university regarding finance. It includes our policies about:

  • Tuition fees and payments
  • Cancellations, withdrawal from programmes and interruption of studies
  • Debt management procedures
  • Other fees, fines and charges
  • Bursaries and scholarships

Please download and read the regulations before starting your course - Available Here

Contact us

We're here to help. If you have any concerns about student finance, please don't hesitate to get in touch.

For queries about student finance and the payment of fees, please contact our Accounts Receivable team at accountsreceivableteam@cumbria.ac.uk

For queries about student loans, scholarships, bursaries or support funds, please contact our Money Advice team at moneyadvice@cumbria.ac.uk

Frequently asked questions