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Full-time undergraduate

Tuition fees for 2014/15
 Course  Home  EU International
BA, BSc, BEng or LLB
£9,000 £9,000 £10,500
DipHE or CertHE £9,000 £9,000 £10,500
FdA or FdSc
£7,000
£7,000
£10,500
Year 0
£6,000 (year 1)
£9,000 (year 2-4)
£6,000 (year 1)
£9,000 (year 2-4)
£7,500 (year 1)
£10,500 (year 2-4)
Sandwich or placement year £1,000 £1,000 £1,500

Tuition fees for students starting before 31 July 2014

Courses starting before 31 July 2014 are part of the 2013/14 academic year. As such, the tuition fees are based on the 2013/14 rates below.

Tuition fees for 2013/14
 Course  Home  EU International
BA, BSc, BEng or LLB
£8,250 £8,250 £9,960
DipHE or CertHE £8,250 £8,250 £9,960
FdA or FdSc
£6,200
£6,200
£9,960
Sandwich or placement year £1,000 £1,000 £2,400-£9,960

What does this really mean for you and your family?

If you are from England and studying for your first degree you will not have to pay your tuition fees up front—study now, pay later. Tuition fee loans are available from the government and you will also get support towards your living costs.

There are also our bursaries and the National Scholarship Programme which can provide financial support.

Student loans

Student loans are available for all students, regardless of family income. They are repayable and have a very low rate of interest linked to earnings and rate of inflation. There are two loans you can apply for:

Fee loan

You can get a loan to cover the cost of your tuition, which you only start to pay back when you are earning over £21,000 a year.

  • Up to £9,000
  • This is paid to the university on your behalf.

Maintenance loan

This loan is for living costs such as food, accommodation and travel.

  • Up to £5,500 (if you live away from home and study outside London).
  • Up to £7,726 (if you live away from home and study at university in London).
  • Up to £4,393 (if you live with parents).
  • Paid to you in three instalments.
  • Means-tested upon household income.
Sandwich or placement year

If you're eligible, you may be able to access a reduced rate maintenance loan. The amount depends on where you live during the year:

  • £2,324 (if you live away from home and study outside London)
  • £3,263 (if you live away from home and study in London)
  • £1,744 (if you live with parents)

Maintenance grants

Financial support will be available for UK students from families with lower incomes. Maintenance grants are nonrepayable and based on household income. They are available to help with your living costs such as food, accommodation and travel.

  • Households earning less than £25,000 receive £3,387.
  • Households earning between £25,001 and £42,611 receive a partial grant.
  • Paid to you in three instalments.

See the tables below to work out your entitlement to the maintenance grant and maintenance loan.

Students living away from home and studying outside London

Students living away from home and studying outside London
Household income Maintenance grant Maintenance loan Total grant plus loan
£25,000 or less £3,387 £3,862 £7,249
£30,000 £2,441 £4,335 £6,776
£35,000 £1,494 £4,808 £6,302
£40,000 £547 £5,282 £5,829
£45,000 £0 £5,341 £5,341
£50,000 £0 £4,836 £4,836
£55,000 £0 £4,331 £4,331
£60,000 £0 £3,826 £3,826
Over £62,132 £0 £3,610 £3,610

Students living at home

Students living at home
Household income Maintenance grant Maintenance loan Total grant plus loan
£25,000 or less £3,387 £2,725 £6,112
£30,000 £2,441 £3,198 £5,639
£35,000 £1,494 £3,671 £5,165
£40,000 £547 £4,145 £4,692
£45,000 £0 £4,204 £4,204
£50,000 £0 £3,699 £3,699
£55,000 £0 £3,194 £3,194
Over £58,195 £0 £2,871 £2,871

Students living away from home and studying in London

Students studying in London
Household income Maintenance grant Maintenance loan Total grant plus loan
£25,000 or less £3,387 £6,058 £9,352
£30,000 £2,441 £6,531 £8,883
£35,000 £1,494 £7,004 £8,414
£40,000 £547 £7,478 £7,945
£42,620 £50 £7,726 £7,776
£45,000 £0 £7,537 £7,537
£50,000 £0 £7,032 £7,032
£55,000 £0 £6,527 £6,527
£60,000 £0 £6,022 £6,022
£65,000 £0 £5,517 £5,517
Over £69,743 £0 £5,038 £5,038

Please note - previous years of study at higher education level can affect future funding and can affect the amount of funding you receive - please seek further advice from an adviser.

Sandwich or placement year

A maintenance grant is not normally available to students on placement except to students on certain specified unpaid placements in the public or voluntary sectors:

  • Unpaid service in a hospital or in a public health service laboratory or with a primary care trust in the UK;

  • Unpaid service with a local authority in the UK acting in the exercise of its functions relating to the care of children and young persons, health or welfare, or with a voluntary organisation providing facilities or carrying out activities of a like nature in the UK;

  • Unpaid service in the prison or probation and aftercare service in the UK;

  • Unpaid research in a UK institution or, in the case of a student attending an overseas institution as a part of his course in an overseas institution;

  • Unpaid service with a Health Authority, a Strategic Health Authority, a Special Health Authority or a Local Health Board; a Health Board or a Special Health Board in Scotland; or a Health and Social Services Board in Northern Ireland.

Scholarships and bursaries

National Scholarship Programme (NSP)

This award is for students starting in the 2014/15 academic year.

The university is part of the National Scholarship Programme (NSP) which is designed to support students with a household income of less than £25,000. The scholarships are non-repayable and will be allocated after 31 August 2014. Students will be told if they have been allocated a scholarship in September 2014.

We have 213 full-time NSP awards worth £4,000 in total - £1,000 cash and a £1000 fee waiver in year one and then £1,000 cash in years two and three. Specific criteria will apply and awards to students living outside of England will be subject to Government guidance and regulations.

We also have 26 part-time NSP awards (worth £2,000 in total over the first three years of the course - £500 cash and a £500 fee waiver in year one and then £500 in years two and three). Recipients must be studying at least 50% and registered on a minimum three year award. Specific criteria will apply and awards to students living outside of England will be subject to Government guidance and regulations. If you are a part-time student wishing to apply for an NSP award application forms will be available to download in 2014.

In addition to the NSP awards the university will also award the following bursaries and scholarships in 2014/15:

  • Cumbria Bursaries: 85 new Cumbria Bursaries per year. Recipients will benefit from an annual cash award of £1,000 for up to three years of study.

For more information, visit our scholarships and bursaries page.

Additional support

For students with children

  • Parents’ Learning Allowance - means-tested on household income. Maximum available £1,523.
  • Childcare Grant - means-tested on household income. A maximum of 85% of your weekly childcare costs may be paid on your behalf, up to £150.23 per week for one child and £257.55 per week for two or more children. For example, if childcare for one child is £150, you may receive a £127.50 grant (85% of £150).

For students with adult dependants

  • Adult Dependants’ Grant - means-tested on household income. Maximum available £2,668.

For students with a disability or specific learning difficulty

  • Disabled Students’ Allowance (DSA)—for students with a disability or specific learning difficulty to help towards extra costs, eg non-medical helper, specialist equipment, extra travel costs, etc.

How to apply

Apply to the funding body for the area in which you live at the time of your course application. Apply as soon as the application process opens in January/February 2014.

You do not need to have an offer of a place before you apply. Think which
university and course would be your first choice and put this on your application. You can change this information very easily online later.

England
Apply online to Student Finance England
Helpline number: 0845 3005090.

Northern Ireland
Apply online to Student Finance Northern Ireland
Helpline number: 0845 6000662
Or through your Education Library Board.

Wales
Apply online to Student Finance Wales
Or through your Local Authority.

Scotland
Apply online to the Student Awards Agency for Scotland

Loan repayments

  • Repayment is based on what you earn and not what you owe.
  • Your repayments start once you are earning a salary of £21,000 or above.
  • Repayments will be 9% of your income above £21,000, so the amount repaid each month will depend on your earnings.
  • Payments are automatically deducted from your salary.
  • All outstanding repayments will be written off after 30 years.

Rates of interest

Interest will be applied at the inflation Retail Price Index (RPI) plus 3% while you are studying, and up until the April after you leave university. From the April after you leave university if you are earning:

  • below £21,000, interest will be applied at the rate of inflation
  • between £21,000 and £41,000, interest will be applied between RPI and up to RPI +3% on a gradual scale depending on income
  • above £41,000, interest will be applied at RPI +3%.

Click to see approximate monthly repayments

Repayment of fee loans
Salary
Approximate monthly repayment
 £21,500  £4
 £25,000  £30
 £30,000  £67.50
 £40,000  £142.50
 £50,000  £217.50
 £60,000  £292.50

Calculate your repayments

Calculate your repayments
 Career Typical starting salary
Your weekly take home pay
Your weekly student loan repayments
Teacher £21,500 £326.58 £0.87
Nurse £21,000 £320.04 £0
Business Consultant £25,000 £372.35 £6.92
ICT Manager £24,000 £359.27 £5.19
Police Officer £24,000 £359.27 £5.19
Social Worker £24,000 £359.27 £5.19
Civil Servant £22,000 £333.12 £1.73

For more information and to estimate what your loan repayments will look like, visit www.direct.gov.uk/studentfinance