Postgraduate finance

The information below is for courses starting in the 2020/21 and 2021/22 academic years.

Changes to the eligibility of EU students for home fee status and financial support from Student Finance England have been confirmed in a Government statement. These changes take effect from academic year 2021/22 entry. Exemptions apply to those who have settled or pre-settled status under the EU Settlement Scheme, as well as Irish nationals, who may still be eligible for the UK tuition fee rate and associated financial support. Irish nationals should apply to Student Universal Support Ireland (SUSI).

We are offering a fee reduction scholarship for 21/22 entry for those not eligible for Home fee status. Please see the EU tab for more information.

This information does not apply to apprenticeships. Please see our Apprenticeship pages for more information

 

 

Tuition fees for UK students

Postgraduate tuition fees vary based on the intensity and length of the course. The links below provide details of the tuition fees the University charges for each programme.

If the programme you are interested in is not listed or you have further questions, please contact our Course Enquiry Centre.

For information about postgraduate programmes delivered in partnership with Robert Kennedy College, please visit their website.

The following tuition fees are for UK students and students with Home Fee Status enrolling on a new course. Fees for subsequent academic years (Sept to Aug) may be subject to inflationary increases in subsequent years of study. Please see the continuing students page for more information.

 

Taught Degrees

 

Postgraduate Taught Fees 2020-21

Postgraduate Taught Fees 2021-22

 Paying your fees

You can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students' university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

Doctorates, including MRes

Download the 2020-21 fees list (PDF)

Download the Research & Taught PhDs 2021-22 fees list (PDF)

Paying your fees

You can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students' university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

Alumni Discount

If you are interested in continuing your studies past graduation, then we’re here to help you get started. We offer a discount on postgraduate fees to eligible graduates of the University of Cumbria.

For your first postgraduate award, you could receive as much as a 20% discount on taught courses, or 10% on research degrees. This is for awards of up to a maximum of 180 credits, and does not apply to PGCE students. International students will be entitled to the same absolute discount (not percentage) as home and EU students.

To receive this discount, you must have previously studied at the University of Cumbria as an undergraduate in the last 5 years and achieved an award of 120 credits minimum, as well as meet the relevant entry requirements for postgraduate study. Accreditation of Prior Learning charges are not included in this discount.

We want to reward our students who choose to continue with academia, so for more information on this discount or anything about postgraduate study, please contact the Enquiry Centre.

Financial support

There's a range of scholarships, bursaries, grants and other funding available to support you in getting your degree.

Student Loans

Postgraduate master's loan

If you’re starting a master’s degree, you could get a Postgraduate Master’s Loan to help with course fees and living costs. For Postgraduate Healthcare courses, there is a different package of support available.  Please see the NHS Postgraduate Healthcare section below.

What you’ll get

Academic yearMaximum Loan (£)
2020/21 £11,222
2021/22 £11,570

Funding for postgraduate loans is different if you normally live in Scotland, Wales or Northern Ireland. Moving somewhere to study does not count as normally living there.

Students normally living outside of the UK should contact gov.uk for more information and eligibility criteria.

Find out more


NHS Postgraduate Healthcare courses

Apply for a student loan

Your student finance application is likely to take around 2 months to finalise so it is important to complete your application as soon as possible. We recommend completing your application by the end of May (new students) or June (continuing students) to avoid any delays in receiving your funding.  Please note, you need to apply for the undergraduate student support package.

England domiciled students commencing study on designated pre-registration postgraduate healthcare courses will be entitled to apply for the standard package of support available to UG students, including tuition fee support, maintenance, long course loans and supplementary grants.

 

Tuition Fees loans for NHS Post Graduate Healthcare Students

A tuition fee loan of up to £9,250 is available from the Student Loans Company. This can be used as part payment (e.g. MSc Physiotherapy) or full payment (e.g. MSc Occupational Therapy) of tuition fees. 

 

Maintenance loan for NHS Post Graduate Healthcare Students

Postgraduate Healthcare students can apply for a maintenance loan to assist with meeting living costs such as food, accommodation and travel expenses. These are normally paid in three instalments throughout the university year directly to your bank account.

Depending on household income, students may be able to apply for the following amounts:

Living arrangements  2020/21 2021/22
Living at Home Up to £7,747

Up to £7,987

Living away from home (outside of London) Up to £9,203

Up to £9,488

You can work out how much of a loan you are entitled to apply for using the Student Finance Calculator.

NHS Learning Support Fund

Students starting and continuing their course from September 2020 can apply for the NHS Learning Support Fund (NHS LSF) if they’re on one of the eligible pre-registration undergraduate or postgraduate courses. The list of eligible course can be found here.

The Learning Support Fund offer support for:

  • a Training Grant for all eligible students of £5,000 per academic year
  • Parental Support of £2,000 for students with at least one dependent child under 15 years, or under 17 years if registered with special educational needs (this used to be called Child Dependants Allowance)
  • reimbursement of excess costs incurred on practice placement for travel and temporary accommodation costs (Travel and Dual Accommodation Expenses)
  • students experiencing financial hardship (Exceptional Support Fund)

For further details and to apply, visit the NHSBSA web page here.

Note: there are differences in the way students from Wales, Scotland and Northern Ireland are funded for postgraduate courses. If you don’t live in England, information can be accessed here.


Postgraduate doctoral loan

If you’re studying a doctoral degree, you could get a Postgraduate Doctoral Loan to help with course fees and living costs.

Start yearMaximum Loan (£)
2020/21 £26,445
2021/22 £27,265

Find out more


Repaying your loan

The earliest you start repaying your Postgraduate Master’s or Doctoral Loan is when your annual income is over £21,000 and it’s either:

  • the first April after you leave your course
  • April 4 years after the course started

Contact Student Finance England if your circumstances change or you leave your course early. You’ll have to pay back any overpayment straight away even if your income is less than £21,000.

How much you’ll repay

You’ll pay back 6% of your income over the minimum amount (‘threshold’). This is £21,000 a year, £1,750 a month or £404 a week.

Example

You earn £2,500 a month before tax. This is £750 over the monthly threshold. You’ll repay £45 (6% of this amount) each month.

If you already have a Postgraduate Master’s Loan then you’ll make a combined repayment of 6% covering both postgraduate loans.  You’ll be charged interest from the day you get the first payment until your loan is repaid in full or cancelled.

You must repay any undergraduate student loans you have at the same time.

Repayment terms are different if you normally live in Wales, Scotland or Northern Ireland.

Scholarships and bursaries

Social Work bursary

MA Social Work students may be eligible for a grant up to £3,362.50 and a means tested maintenance grant up to £2,721 (20/21 rates. 21/22 rates tbc). Full details are available on the NHSBSA website.

The number of people who can get a bursary is limited (or capped).  This means that there is no guarantee that if you take up an offer of a place on the MA Social Work course, you will receive a bursary. The university will provide a shortlist of students to the NHSBSA who will then assess bursary applications.

Social Work bursary


Postgrad Solutions Study Bursaries

Postgrad Solutions Ltd is offering 13 bursaries across a number of subject areas. The bursaries are worth £500 each and are open to students from anywhere in the world.

To apply for a Postgrad Solutions bursary, visit their website.

Alternative funding

For other courses not covered by either the Masters Loan or specialist funding, we advise you to do some research as early as possible into what funding is available to you.

Click on the links below for information on potentially available funding.

Check out the websites below for more information about applying for postgraduate funding.

Accommodation

From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.

Read more

Heating, lighting, water and internet costs are included in your rent and full-time students don't pay council tax.

Paying your accommodation fees

At the beginning of term, you will receive an email confirming your accommodation, your accommodation fees and a quick payment link. Please ensure that you have your student ID available prior to entering the online payments site.

Make a payment - without an invoice

Make a payment - with an invoice

Updates for EU, EEA & Swiss Students

The (Brexit) transition period ended on 31 December 2020; the UK has now left the European Union.  

 

Fees for 2020/21

If you are a European student joining a programme between January and July 2021, you will still be eligible to pay home (UK) tuition fees. Please see the Home Students Tab for more information. 

 

Fees for 2021/22

If you are an EU/EEA or Swiss National with Settled or Pre-Settled Status in the UK you will still be eligible to pay Home fees and have access to Student Finance England tuition loans.

If you are an EU/EEA or Swiss National living overseas you will be classified as "Overseas" for fees purposes from 1st September 2021.  

The University of Cumbria wishes to support European students affected by this change in status through this transition period.  We will award an (automatic) FEE REDUCTION SCHOLARSHIP to all eligible EU students starting their course with us in September 2021 or January 2022, which brings your fee into line with the fee paid by UK students. This will apply for the duration of your course.

To receive the EU fee reduction scholarship, you must meet the following eligibility criteria:  

  • Be classified as ‘overseas’ for fees purposes.
  • Be an EU/EEA/Swiss national on 1 September (2021) before the start of the programme.

 

Fees for 2022/23

A decision on the level of fee for EU/EEA/Swiss students starting their course with us in September 2022 has not yet been made.

 

This information does not apply to apprenticeships. Please see our Apprenticeship pages for more information.

 

 

Tuition fees for international students

Postgraduate tuition fees vary based on the intensity and length of the course. The links below provide details of the tuition fees the University charges for each programme.

If the programme you are interested in is not listed or you have further questions, please contact our Course Enquiry Centre.

For information about postgraduate programmes delivered in partnership with Robert Kennedy College, please visit their website.

Taught Degrees

Postgraduate Taught Fees 2020-21

Postgraduate Taught Fees 2021-22

Please note that fees for modules and programmes may increase due to inflation.

For information about postgraduate programmes delivered in partnership with Robert Kennedy College, please visit their website.

Fee Deposit Policy

Before you can get started with your course, you will be required to pay a deposit of 50% of the substantive programme fee plus the full amount of any pre-sessional fees. Until we receive this deposit, you will not be issued a 'Confirmation of Acceptance'. Your offer letter will provide more information on how to pay your deposit, but we recommend paying online. Please note that the deposit is non-refundable unless your visa is refused due to exceptional circumstances.

Pay your deposit online 

Payment Instructions

Alternatively you can provide a letter of sponsorship/financial guarantee. This must be on letter-headed paper and include the following information:

  • name of the programme and academic year for which the sponsorship applies
  • amount of sponsorship (for example, full fees or specified amount in pounds sterling)
  • your full name (as stated on your passport)
  • your student identification number
  • address and named contact to which the University of Cumbria should send the invoice
  • full name and address of the sponsoring institution

Pre-sessional courses

Those required to attend a pre-sessional course will need to pay the full fee, in addition to the deposit, which is part payment of the substantive programme fee. The university will not issue the unconditional offer or CAS until both the deposit and full pre-sessional fees are paid.

If a student on the 12-week pre-sessional fails to progress on academic grounds, the full deposit for the substantive programme will be repaid. If a student on either the 6-week or 12-week pre-sessional fails to progress as a result of non-attendance, poor attendance or lack of effort, the minimum payment of 50% of the fees for the substantive programme will not be repaid.

Deposit refunds

A refund of the 50% minimum payment will only be considered where a student has been refused a visa for non-fraudulent reasons. Students may apply for a refund by sending copies of the official visa refusal notification from the Home Office (UK Visas and Immigration (UKVI)), together with passport details. The university reserves the right to verify details with UKVI.

Where the university decides to make a refund of the minimum payment, this will be refunded in pounds sterling to the person who originally made the payment. The university will transfer the deposit in the most cost-effective way but will not be liable for any bank charges involved in the money transfer. Please note refunds can take 3-4 weeks to arrive in your bank.  Refunds will not be made if the visa application is refused, or a CAS is withdrawn, on the grounds of fraudulent activity by the student, or due to failure to disclose full details in the application.

Refunds will not be made if the student fails to attend at the start of the programme or withdraws after the start of the programme.

Paying your fees

After you have paid your deposit or provided your sponsorship letter, you can decide to pay the fee balance in full, or follow our instalment plan.  It will be denoted in your offer letter how much you need to pay for the first year of the course.

An early payment discount is available if you choose to pay your full annual tuition fee before the CAS is issued (or in limited cases by registration). The early payment discount is only available to self-funded students in their first year, and excludes pre-sessional courses, partnerships and students receiving other benefits such as scholarships.

If your offer letter denotes you can pay via deposit and then in instalments you will be required to pay 75% of your total tuition fees prior to registration. The deposit you have already paid will be included.  For example: If your tuition fees are £10,000, and you’ve paid a deposit of £5000, you’ll need to pay £2,500 prior to registration to complete the 75% requirement. The remaining 25% must be paid three weeks before the end of your first term.  

If you are enrolling onto a one semester programme or short course, the tuition fee must be paid in full prior to the start of the programme or course. If your tuition is being sponsored, then you will not be able to pay with an instalment plan.

Tuition fee invoices are sent electronically to students’ university and personal email accounts a few weeks after registration.

Make a payment

Payment instructions

Doctorates, including MRes

Download the 2020-21 fees list (PDF)

Download the Research & Taught PhDs 2021-22 fees list (PDF)


Please note that fees will increase due to inflation.

Paying your fees

You can pay your tuition fees online, directly to the university. Payment terms and conditions and deadlines will be included in your offer letter. They will include a payment in advance of Confirmation of Acceptance.

Make a payment

Payment instructions

Alumni Discount

If you are interested in continuing your studies past graduation, then we’re here to help you get started. We offer a discount on postgraduate fees to eligible graduates of the University of Cumbria, or any of its legacy institutions.

For your first postgraduate award, you could receive as much as a 20% discount on taught courses, or 10% on research degrees. This is for awards of up to a maximum of 180 credits, and does not apply to PGCE students. International students will be entitled to the same absolute discount (not percentage) as home and EU students.

To receive this discount, you must have previously studied at the University of Cumbria as an undergraduate and achieved an award of 120 credits minimum, as well as meet the relevant entry requirements for postgraduate study. For research degrees, this will apply to any alumni that have graduated in the last 5 years. Accreditation of Prior Learning charges are not included in this discount.

We want to reward our students who choose to continue with academia, so for more information on this discount or anything about postgraduate study, please contact the Enquiry Centre.

Accommodation

From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.

Read more

Paying for your accommodation

If you choose to stay in university accommodation you will be required to make a pre-payment of £250.

After you have made the pre-payment and the contract has been returned, the balance of your contract will be due. Payment must be made by registration. Instalments are not available.

Please note that you do have the option to pay for the accommodation in full with the contract.

Payment must be made in pounds sterling. You will be given the option online to convert your currency when making a payment.

Pay for your accommodation

If you’re having trouble paying online or have any questions, please contact your admissions officer who can give you advice about paying by bank transfer.

Student Financial Regulations

The Student Financial Regulations describes your contractual obligations to the university regarding finance. It includes our policies about:

  • Tuition fees and payments
  • Cancellations, withdrawal from programmes and interruption of studies
  • Debt management procedures
  • Other fees, fines and charges
  • Bursaries and scholarships

Please download and read the regulations before starting your course - Available Here

Contact us

We're here to help. If you have any concerns about student finance, please don't hesitate to get in touch.

For queries about student finance and the payment of fees, please contact our Accounts Receivable team at accountsreceivableteam@cumbria.ac.uk

For queries about student loans, scholarships, bursaries or support funds, please contact our Money Advice team at moneyadvice@cumbria.ac.uk

Frequently asked questions