The information below is for courses starting in the 2020/21 and 2021/22 academic years.

Changes to the eligibility of EU students for home fee status and financial support from Student Finance England have been confirmed in a Government Statement. These changes take effect from academic year 2021/22 entry. Exemptions apply to those who have settled or pre-settled status under the EU Settlement Scheme, as well as Irish nationals, who may still be eligible for the UK tuition fee rate and associated financial support. Irish nationals should apply to Student Universal Support Ireland (SUSI).

We are offering a fee reduction scholarship for 21/22 entry for those not eligible for Home fee status. Please see the EU tab for more information.

This information does not apply to apprenticeships. Please see our Apprenticeship pages for more information

 

Tuition fees for Home students

The following tuition fees are for UK students and student with Home Fee Status, studying undergraduate courses in the 2020/21 and 2021/22 academic years (between 1 September 2020 and 31 August 2022).

Full-time

2020/21 and 2021/22 tuition fees
CourseAnnual fee
BA, BSc, BEng or LLB £9,250
DipHE or CertHE £9,250
FdA or FdSc £9,250
BA, BSc with integrated foundation year £6,000 (year 1)
BA or BSc fee for the year of study applies in years 2-4
Sandwich or placement year £1,650. Fee payable by students who enrol in 2020/21 or 2021/22 for their sandwich or placement year
BA, BSc, BEng or LLB - accelerated 2 year degree £11,100

Please note: These fees apply to the 2020/21 and 2021/22 academic years only* and may be subject to inflationary increases in subsequent years of study. * The sandwich or placement year fees stated above apply to students who enrol in 2020/21 or 2021/22 for their sandwich or placement year

Paying your fees

If you are taking a student loan, you won't have to do a thing after you have had your loan approved - the Student Loan Company will pay your fees directly to the university. For more information, please see the student finance section.

If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. You can pay in full or spread out the cost through a maximum of three instalments. To discuss instalments, email us at accountsreceivableteam@cumbria.ac.uk.

Tuition fee invoices are sent electronically to students’ university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

Part-time

The tuition fees for part-time courses are based on the full-time fee. It may be calculated either pro-rata or by module, depending on the type of course. To confirm whether your course is modular or pro-rata, please contact uocadmissions@cumbria.ac.uk.

Modular billing

Most part-time students are invoiced by module shortly after the start of each module. If your programme allows the extension of study beyond the standard period of enrolment, modular billing enables you to study at a rate you can afford, and over a period of time which suits you. 

The tuition fee payable for each module is based on the full-time fee for the relevant year of studyThese fees represent the cost of studying for 120 credits in a year. For example, in 2021/22, where the full-time fee is £9,250, each 10 credit module will cost £771. The tuition fee payable for modules may increase by inflation each year.

Pro-rata billing

Some courses are calculated on a pro-rata basis, by taking the cost of the equivalent full-time course and dividing it by the number of years it will take to complete. Please note that some course fees may be subject to inflation.

Paying your fees

Most students choose to take a student loan. If you are taking a student loan, you won't have to do a thing once your loan is approved - the Student Loan Company will pay your fees directly to the university. For more information, please see the below.

If you decide not to take a student loan, you can pay your tuition fees online, directly to the university. Tuition fee invoices are sent electronically to student’s university and personal email accounts.

Make a payment - without an invoice

Make a payment - with an invoice

Student loans

You may be eligible for support depending on your residency status, including a loan to help with the cost of university fees. There are two types of loans you may be able to apply for - tuition fee and maintenance loans. Please visit direct.gov for more information

 

Full-time

Tuition fee loans

Funding bodies offer loans up to the full value of your course as well as support with living costs. This is paid directly to the university each year, and is not usually dependent on your household income, however it may be restricted if you have previously studied at higher education level.

When applying for your student loans, you will need to apply online to the relevant student funding authority for the area in which you live. Please see gov.uk for further information on your funding organisation.

Your loan application is likely to take around 8 weeks to finalise so it is important to complete your application as soon as possible. We recommend completing your application by the end of May (new students) or June (continuing students) to avoid any delays in receiving your funding.

Apply for a tuition fee loan

Maintenance loans

You may be able to apply for a maintenance loan to assist with meeting living costs such as food, accommodation and travel expenses. For students normally living in England, these are normally paid in three instalments throughout the university year directly to your bank account.

Depending on household income, students who normally live in England may be able to apply for the following amounts. If your home address is outside England, please visit the gov.uk webpage for your local funding organisation, for more information.

Living arrangements2020/212021/22
Living at Home Up to £7,747 Up to £7,987
Living away from home (outside of London) Up to £9,203 Up to £9,488
Living away from home (in London) Up to £12,010 Up to £12,382
Studying abroad (for 1 year) Up to £10,539   Up to £10,866


You can work out how much of a loan you are entitled to apply for using the Student Finance Calculator.

Repaying your loan

Graduates with a home address in England and Wales, who have a student loan, only start repaying their loan the April after graduation or leaving their course and once they earn over the threshold, which is £27,295 per year.

You only pay 9% of anything you earn above that amount. If you don't earn more than the threshold, you won't pay anything.

Here's what your monthly repayments could look like:

Annual income before taxMonthly salaryMonthly repayment
£27,295 £2,274 £0
£29,500 £2,458 £17
£31,000 £2,583 £28
£33,000 £2,750 £43

If your income changes, the amount you repay will change too, this happens automatically.

If you stop working, or start to earn below the repayment threshold, your repayments will stop until you earn over the threshold.

You’ll make a repayment if you go over the weekly or monthly threshold at any point during the year, for example, if you get a bonus or work overtime. You can request a refund at the end of the tax year if your total income was below the annual repayment threshold.  After 30 years, any outstanding loan is written off.

If your home address is in Scotland or Northern Ireland, visit Gov.uk for more information about making repayments.

These loans attract interest, which is charged at different rates depending on your earnings. For more details on interest rates, please visit the Gov.uk website

Part-time

For students normally resident in the UK, tuition fee loans are available for students studying for their first higher education qualification, which is at least 25% of the intensity of the equivalent full-time course. CPD students may also be eligible for a loan based on level of study, intensity of the course and prior study.  Visit gov.uk website for more information and eligibility criteria.

Tuition fee loans are not means-tested and you can apply for up to the maximum amount of your fees, which is £6,935 in 2020/21 and 2021/22. Tuition fee loans are paid directly to the university so you don’t have to worry about arranging payment.

Eligible courses for part-time tuition fee loans include:

  • a first degree, for example BA, BSc or BEd
  • a Foundation Degree
  • a Certificate of Higher Education
  • a Diploma of Higher Education (DipHE)
  • an Initial Teacher Training course
  • an integrated master’s degree

 

Part-time Maintenance Loans

Part Time students normally resident in the UK, who started an eligible course on or after 1 August 2018 can apply for a Maintenance Loan to help with their day-to-day living costs, such as rent or food. The Maintenance Loan is paid directly to your bank account, in three instalments, usually at the start of each term.

For more information about funding for part-time study, visit Gov.uk

For more guidance on applying for a student loan, visit the Student Room's Student Finance Zone.

 

Repaying your Part-time loan

Part-time students will have to repay any loans you borrow, but not until the April after you finish or leave your course, or the April four years after the start of your course – whichever comes first – and, only then, if your income is over the repayment threshold.

How much you repay each month depends on your income, not how much you borrowed.

You will repay 9% of your income over the repayment threshold, which is currently £26,575 a year, £2,214 a month or £511 a week.  If your income drops below the threshold, your repayments will stop automatically.

You will be charged interest from the day your first student finance payment is made until your loan has been repaid in full or cancelled. The interest rate is based on the UK Retail Price Index (RPI) and will vary depending on your circumstances.  For more details on interest rates, please visit www.gov.uk/repaying-your-student-loan

What if I've studied before?

Health students

Students enrolling on a Nursing, Midwifery or Allied Health Professional course in England may qualify for a student loan even if they have accessed student loan funding for other programmes in the past. This is subject to eligibility.

Other students

If you have undertaken any other previous Higher Education study, it is important to be aware that this can sometimes have an impact on the student funding, including tuition fee loans, available to you when you start a new course. For more information, visit the gov.uk webpage.

This is a complex area. If you are not sure of your entitlement to funding, it is really important that you seek advice from your funding organisation or with a Student Money Adviser who can clarify exactly how your previous study will impact on your future student funding entitlement.

Financial support

Scholarships and Bursaries

Cumbria Bursary (first year undergraduate students)

The Cumbria Bursary is our targeted financial support package for 1st year ‘home’ undergraduate students studying a qualifying course who are commencing their studies in the 2021/22 academic year.  It is a non-repayable bursary designed to support students with a household income of less than £25,000.  

The Cumbria Bursary is provided through a fixed number of allocated awards and uses a scored prioritisation process to impartially rank all eligible applicants (with household incomes of less than £25,000 per annum). We award bursaries to those with the highest scores.  

These awards are worth £1,000 per year of full-time study or £500 per year of part-time study, for a maximum of 5 years (part-time) for students entering onto full time or substantive part-time* undergraduate programmes. 

A proportion of our Cumbria Bursaries will be allocated specifically to students who are aged 21 and over on the 1st September 2021, who also meet the eligibility criteria outlined here.   

 *Part-time students must be studying at least 50% of a full-time equivalent course and registered on a minimum three-year course. 

 


Social Work bursary

It is possible for some undergraduate Social Work students to receive a bursary to support their studies in their second or subsequent years. The number of people who can get a bursary is limited (or capped), therefore there is no guarantee you’ll receive a bursary in your 2nd year. The university will provide a shortlist of students to the NHSBSA who will then assess bursary applications. Full details, including the eligibility criteria, are available on the NHSBSA website.

Social Work bursary


Progression Scholarship (first year undergraduate students from partner colleges)

If you are a student of any of the following colleges, you might be eligible for one of our Partnership Progression Scholarships offered to those applying to the University immediately after Further Education:

  • Blackburn College  
  • Bury College
  • Carlisle College
  • Doncaster College
  • Furness College
  • Kendal College
  • Lakes College West Cumbria
  • Lancaster and Morecambe College
  • Newton Rigg (Askham Bryan) College
  • Northumberland College
  • Southport College

We have a fixed number of Progression Scholarships for students starting study in the 2021/22 academic year.

The awards are worth £500 in total; these non-repayable grants are paid directly to your bank account in the first year only. The Progression Scholarship can be received alongside the Cumbria Bursary if a recipient is eligible and ranked to receive both awards.

Find out more


Enhanced Learning Credits Scheme (ELCAS) - Armed forces personnel

We are proud to be a registered learning provider with the Ministry of Defence's ELCAS scheme. ELCAS is a scheme run by the Ministry of Defence to provide financial support to Armed Forces personnel (both serving and service leavers) to study a course at university.

Find out more

Additional grants

If you have special circumstances, you may be able to get additional funding to help support you during your course from Student Finance England.

For students with children

  • Parents’ Learning Allowance - means-tested on household income. Maximum available £1,821
  • Childcare Grant - means-tested on household income. A maximum of 85% of your weekly childcare costs may be paid on your behalf, up to £179.62 per week for one child and £307.95 per week for two or more children.

For students with adult dependants

  • Adult Dependants’ Grant - means-tested on household income. Maximum available £3,190

For students with a disability or specific learning difficulty

  • Disabled Students’ Allowance (DSA) — students with a disability or specific learning difficulty may be eligible to receive help towards enabling costs; e.g. non-medical helper, specialist equipment etc.

 

New Student Funding for Health Courses

Learning Support Fund

The NHS Learning Support Fund offers students starting a Nursing, Midwifery or Allied Health Professional course additional support while studying for their degree. This includes:

  • a Training Grant for all eligible students of £5,000 per academic year
  • Parental Support of £2,000 for students with at least one dependent child under 15 years, or under 17 years if registered with special educational needs (this used to be called Child Dependants Allowance)
  • reimbursement of excess costs incurred on practice placement for travel and temporary accommodation costs (Travel and Dual Accommodation Expenses)
  • Exceptional Support Fund for students experiencing financial hardship

For further details visit the NHSBSA website here.

 

Additional funding

There is an additional £1,000 a year available to new students from September 2020. This additional payment is to prioritise shortage groups that are key to delivering the NHS Long Term Plan. 

The specialist subject payment includes students on courses for:

  • mental health nursing
  • learning disability nursing
  • radiography (diagnostic and therapeutic)
  • prosthetics and orthotics
  • orthoptics and podiatry

Combined courses that include one of these shortage courses are also eligible. For example, adult and mental health nursing, will also qualify for the £1,000 payment.  There will also be a regional incentive payment of up to £1,000. Further details of this will be confirmed soon.

Both the specialist subject and regional incentive payments will be added to your NHSLSF account automatically when you apply for the Training Grant.

For further details and a full list of eligible courses, visit the NHSBSA web page here.

 

 

 

Support funds

Depending on your circumstances, you might be able to qualify for extra funding. There are a number of different Awards and Funds that might be helpful should you require financial aid.

Visit our support funds page for more details.

Funding from Charitable Trusts

Use the Turn2us grant search to check whether you qualify for funding from a charitable trust.

Accommodation

From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.

Read more

Heating, lighting, water and internet costs are included in your rent and full-time students don't pay council tax.

Paying your accommodation fees

At the beginning of term, you will receive an email confirming your accommodation, your accommodation fees and a quick payment link. Please ensure that you have your student ID available prior to entering the online payments site.

Make a payment - without an invoice

Make a payment - with an invoice

Updates for EU, EEA & Swiss Students

The (Brexit) transition period ended on 31 December 2020; the UK has now left the European Union.  

 

Fees for 2020/21

If you are a European student joining a programme between January and July 2021, you will still be eligible to pay home (UK) tuition fees. Please see the Home Students Tab for more information. 

 

Fees for 2021/22

If you are an EU/EEA or Swiss National with Settled or Pre-Settled Status in the UK you will still be eligible to pay Home fees and have access to Student Finance England tuition loans.

If you are an EU/EEA or Swiss National living overseas you will be classified as "Overseas" for fees purposes from 1st September 2021.  

The University of Cumbria wishes to support European students affected by this change in status through this transition period.  We will award an (automatic) FEE REDUCTION SCHOLARSHIP to all eligible EU students starting their course with us in September 2021 or January 2022, which brings your fee into line with the fee paid by UK students. This will apply for the duration of your course.

To receive the EU fee reduction scholarship, you must meet the following eligibility criteria:  

  • Be classified as ‘overseas’ for fees purposes.
  • Be an EU/EEA/Swiss national on 1 September (2021) before the start of the programme.

 

Fees for 2022/23

A decision on the level of fee for EU/EEA/Swiss students starting their course with us in September 2022 has not yet been made.

 

This information does not apply to apprenticeships. Please see our Apprenticeship pages for more information.

 

 

Tuition fees for international students

The following tuition fees are for undergraduate students starting studying in the 2020/21 and 2021/22 academic years (between 1 September 2020 and 31 August 2022).

Read more

Undergraduate tuition fees
Course level2020/212021/22
Bachelor's degree (BA, BSc, LLB) £10,500 £12,800†
BA (Hons) Social Work        £15,500 £15,500†
Health pre-registration programmes   £15,500†
DipHE or CertHE £10,500 £12,800†
BA or BSc with integrated foundation year £7,500 (year 1)
BA or BSc fee for the year of study applies in years 2-4

£8,275 (year 1)†
BA or BSc fee for the year of study applies in years 2-4

Sandwich or placement year £1,650. Fee payable by students who enrol in 2019/20 or 2020/21 for their sandwich or placement year £1,650. Fee payable by students who enrol in 2021/22 for their sandwich or placement year
BA, BSc, BEng or LLB - accelerated 2 year degree £12,600† £15,300†
Foundation degree (FdA, FdSc) £10,500 £12,800†
Non-medical prescribing £2,875 £2,875
Pre-sessional English (6 weeks) £2100*

£2100*

Pre-sessional English (12 weeks) £3800* £3800*

 † An early payment discount is available for international students. 

Please note: These fees apply to the 2020/21 and 2021/22 academic years only* and may be subject to inflationary increases in subsequent years of study. * The sandwich or placement year fees stated above apply to students who enrol in 2019/20 or 2020/21 for their sandwich or placement year.

* The pre-sessional courses include Password English Language Test. The Password English Language Test will be used to confirm that students have reached the correct English level to be able to continue onto their substantive degree.

Fee Deposit Policy

Before you can get started with your course, you will be required to pay a deposit of 50% of the substantive programme fee plus the full amount of any pre-sessional fees. Until we receive this deposit, you will not be issued a 'Confirmation of Acceptance'. Your offer letter will provide more information on how to pay your deposit, but we recommend paying online. Please note that the deposit is non-refundable unless your visa is refused due to exceptional circumstances.

Pay your deposit online

Payment instructions

Alternatively you can provide a letter of sponsorship/financial guarantee. This must be on letter-headed paper and include the following information:

  • name of the programme and academic year for which the sponsorship applies
  • amount of sponsorship (for example, full fees or specified amount in pounds sterling)
  • your full name (as stated on your passport)
  • your student identification number
  • address and named contact to which the University of Cumbria should send the invoice
  • full name and address of the sponsoring institution

Pre-sessional courses

Those required to attend a pre-sessional course will need to pay the full fee, in addition to the deposit, which is part payment of the substantive programme fee. The university will not issue the unconditional offer or CAS until both the deposit and full pre-sessional fees are paid.

If a student on the 12-week pre-sessional fails to progress on academic grounds, the full deposit for the substantive programme will be repaid. If a student on either the 6-week or 12-week pre-sessional fails to progress as a result of non-attendance, poor attendance or lack of effort, the minimum payment 50% of the fees for the substantive programme will not be repaid.

Deposit refunds

A refund of the 50% minimum payment will only be considered where a student has been refused a visa for non-fraudulent reasons. Students may apply for a refund by sending copies of the official visa refusal notification from the Home Office (UK Visas and Immigration (UKVI)), together with passport details. The university reserves the right to verify details with UKVI.

Where the university decides to make a refund of the minimum payment, this will be refunded in pounds sterling to the person who originally made the payment. The university will transfer the deposit in the most cost-effective way but will not be liable for any bank charges involved in the money transfer. Please note refunds can take 3-4 weeks to arrive in your bank.  Refunds will not be made if the visa application is refused, or a CAS is withdrawn, on the grounds of fraudulent activity by the student, or due to failure to disclose full details in the application.

Refunds will not be made if the student fails to attend at the start of the programme or withdraws after the start of the programme.

Paying your tuition fees

After you have paid your deposit or provided your sponsorship letter, you can decide to pay the fee balance in full, or follow our instalment plan.  It will be denoted in your offer letter how much you need to pay for the first year of the course.

An early payment discount is available if you choose to pay your full annual tuition fee before the CAS is issued (or in limited cases by registration). The early payment discount is only available to self-funded students in their first year, and excludes pre-sessional courses, partnerships and students receiving other benefits such as scholarships.

If your offer letter denotes you can pay via deposit and then in instalments you will be required to pay 75% of your total tuition fees prior to registration. The deposit you have already paid will be included.  For example: If your tuition fees are £10,000, and you’ve paid a deposit of £5000, you’ll need to pay £2,500 prior to registration to complete the 75% requirement. The remaining 25% must be paid three weeks before the end of your first term.  

If you are enrolling onto a one semester programme or short course, the tuition fee must be paid in full prior to the start of the programme or course. If your tuition is being sponsored, then you will not be able to pay with an instalment plan.

Pay your fees online

Payment instructions

Planning your finances

Studying in a different country is a big financial investment, so you need to ensure you have everything planned when it comes to spending your money.

Read more

There are many points to consider before submitting your application, such as food, accommodation and other day-to-day expenses.

We recommend that you budget at least £7,500 for an academic year in the UK. This will include your accommodation and living expenses. To help you plan effectively, we suggest using the online International Student Calculator to set a proper budget for your academic life.

If you require a Tier 4 visa to study with the University you need to provide evidence of minimum funds that will be available to you. Please see UKVI requirements on their website in the “Tier 4 of the points based system: policy guidance” booklet. You will also find details of UKVI’s current requirements for the evidence you will need to provide during your application.

Accommodation

From only £10 per night, we provide the lowest cost student accommodation in the North West. Check out our accommodation page for a full price list and more details about the residences.

Read more

Paying for your accommodation

If you choose to stay in university accommodation you will be required to make a pre-payment of £250.

After you have made the pre-payment, and the contract has been returned, the balance of your contract will be due. Payment must be made by registration. Instalments are not available.

Please note that you do have the option to pay for the accommodation in full with the contract.

Payment must be made in pounds sterling. You will be given the option online to convert your currency when making a payment.

Pay your deposit online

Payment instructions

If you’re having trouble paying online or have any questions, please contact your admissions officer who can give you advice about paying by bank transfer.

Student Financial Regulations

The Student Financial Regulations describes your contractual obligations to the university regarding finance. It includes our policies about:

  • Tuition fees and payments
  • Cancellations, withdrawal from programmes and interruption of studies
  • Debt management procedures
  • Other fees, fines and charges
  • Bursaries and scholarships

Please download and read the regulations before starting your course.

Read or download the Student Financial Regulations

Contact us

We're here to help. If you have any concerns about student finance, please don't hesitate to get in touch.

For queries about student finance and the payment of fees, please contact our Accounts Receivable team at accountsreceivableteam@cumbria.ac.uk

For queries about student loans, scholarships, bursaries or support funds, please contact our Money Advice team at moneyadvice@cumbria.ac.uk

Frequently asked questions